St. Charles County property record for 903 Monterra Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,773 sqft · built 1999 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,269 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T001700697 |
| Primary APN | T001700697 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,773 sqft Living Area |
| 1st Floor Area | 1,773 sqft |
| Basement Area | 1,733 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 78 sqft |
| Patio Area | 168 sqft |
| Sewer | Connected |
|---|
| Account Number | T001700697 |
|---|---|
| Old Parcel Number | T001700697 |
| Street Address | 903 MONTERRA DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-7083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEYSTONE CROSSING #3 LOT 74 |
| Legal Range | 02E |
| Legal Township | 46N |
| Legal Subdivision | KEYSTONE CROSSING #3 |
| Legal Lot Number | 74 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 311153 |
Source: St. Charles County records · APN T001700697
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 903 MONTERRA DR, O FALLON, MO 63368-7083 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Oct 13, 2021 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Feb 09, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Feb 09, 2022 | Administrator's Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 09, 2022 |
| Deed Sale | Feb 09, 2022 |
| Prior Sale | Feb 09, 2022 |
| Deed Document Number | 2022R-007933 |
| Record Updated | Jun 08, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 14, 2021 |
| Property Address | 903 MONTERRA DR, O FALLON, MO 63368-7083 |
| Document Number | 0000085341 |
| Map Reference | MB 36 PG 86 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 2021R-085341 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 903 MONTERRA DR, O FALLON, MO 63368-7083 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 13, 2021 |
| Property Address | 903 MONTERRA DR, O FALLON, MO 63368-7083 |
| Document Number | 0000084723 |
| Map Reference | MB 36 PG 86 |
| Instrument Date | Oct 06, 2021 |
| Instrument | 2021R-084723 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | US TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 WATERFORD CRYSTAL CIR, 8, O FALLON, MO 63368-7132 |
| Name | Verified Name |
|---|---|
| Address | 903 MONTERRA DR, O FALLON, MO 63368-7083 |
| Investor | Possibly a Property Investor |
| Document Number | 0000084724 |
|---|---|
| Date | Oct 13, 2021 |
| Instrument | 2021R-084724 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 09, 2022 |
| Property Address | 903 MONTERRA DR, O FALLON, MO 63368-7083 |
| Document Number | 0000007933 |
| Map Reference | MB 36 PG 86 |
| Instrument Date | Oct 06, 2021 |
| Instrument | 2022R-007933 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 09, 2022 |
| Property Address | 903 MONTERRA DR, O FALLON, MO 63368-7083 |
| Document Number | 0000007932 |
| Map Reference | MB 36 PG 86 |
| Instrument Date | Oct 06, 2021 |
| Instrument | 2022R-007932 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Not Public Record |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 903 MONTERRA DR, O FALLON, MO 63368-7083 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Wentzville R-IV School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,269.00 (+21.73%) | $68,799 (+12.11%) | $362,098 (+12.11%) Land $77,000 Building $285,098 |
| 2023 | $61,367 (+19.79%) | ||
| 2022 | $3,507.00 | $51,230 | $322,986 (+19.79%) Land $66,000 Building $256,986 |
| 2021 | $269,630 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2006–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2008 · Severe Storms, Flooding, And A Tornado |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: Gateway Fiber Holdings, T-Mobile USA, Verizon.
Based on FCC filings for 292 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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