901 Monterra Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 901 Monterra Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,715 sqft · built 2000
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$86,500 (Sep 2002)
Tax Bill	$4,066 (2025)
Deeds & Mortgages	Mar 2026 Transfer Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T001700698`

Property Details

APN / Parcel Number

Primary APN	`T001700698`
Alternative APN	`4-0036-8257-00-0075.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,989 sqft Living Area
Gross Area	3,834 sqft
1st Floor Area	1,715 sqft
Basement Area	1,699 sqft
Finished Basement	1,274 sqft
Unfinished Basement	425 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T001700698
Street Address	901 MONTERRA DR
City	O FALLON
State	MO
Zip	63368-7083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEYSTONE CROSSING #3 LOT 75
Legal Subdivision	KEYSTONE CROSSING #3
Legal Lot Number	75
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	1
Census Block	1012
Census Tract	311153

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	901 MONTERRA DR, O FALLON, MO 63368-7083
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Intrafamily Transfer, Transfer
Dec 4, 2020	Deed of Trust, Mortgage GSF MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2002 · Amount on Record
Deed Sale	Sep 3, 2002 · Amount on Record
Prior Sale	Feb 28, 2001 · Amount on Record
Deed Document Number	200282619
Deed Book / Page	3002 / 974
Last Transfer Date	Feb 26, 2026
Transfer Doc	0000009404
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Mar 2, 2026
Property Address	901 MONTERRA DR, O FALLON, MO 63368-7083
Document Number	0000009404
Map Reference	MB 36 PG 86
Instrument Date	Feb 26, 2026
Instrument	2026R-009404
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	901 MONTERRA DR, O FALLON, MO 63368-7083

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	901 MONTERRA DR, O FALLON, MO 63368-7083

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	901 MONTERRA DR, O FALLON, MO 63368-7083
Document Number	0000097528
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	901 MONTERRA DR O FALLON MO 633687083, O FALLON, MO 63368-7083

Mortgage

Document Number	0000097528
Date	Dec 11, 2020
Instrument	97528

Lender

Name	GSF MTG
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 10, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,498 (-)	$344,725 (-) Land $77,000 Building $267,725
2025	$4,066.00	$65,498 (+3.36%)	$344,725 (+3.36%) Land $77,000 Building $267,725
2023		$63,369
2022			$333,519 Land $66,000 Building $267,519

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2006–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Gateway Fiber, T-Mobile, Verizon.

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