911 Monterra Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 911 Monterra Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 2000
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,469 (Jan 2000)
Deeds & Mortgages	Apr 2024 Sale Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T001700693`

Property Details

APN / Parcel Number

Primary APN	`T001700693`
Alternative APN	`4-0036-8257-00-0070.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,666 sqft Living Area
Gross Area	4,130 sqft
1st Floor Area	1,666 sqft
Basement Area	1,652 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	85 sqft
Deck Area	Deck Area
Patio Area	400 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T001700693
Street Address	911 MONTERRA DR
City	O FALLON
State	MO
Zip	63368-7083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEYSTONE CROSSING #3 LOT 70
Legal Subdivision	KEYSTONE CROSSING #3
Legal Lot Number	70
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	1
Census Block	1012
Census Tract	311153

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	911 MONTERRA DR, O FALLON, MO 63368-7083
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Beneficiary Deed, Transfer
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 25, 2020	Deed of Trust, Mortgage QUICKEN LNS
Nov 21, 2017	Deed of Trust, Mortgage QUICKEN LNS
Mar 4, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2000 · Amount on Record
Deed Sale	Jan 13, 2000 · Amount on Record
Deed Document Number	20002733
Deed Book / Page	2352 / 403
Last Transfer Date	Apr 11, 2024
Transfer Doc	0000013692
Record Updated	Sep 20, 2026

April 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 11, 2024
Property Address	911 MONTERRA DR, O FALLON, MO 63368-7083
Document Number	0000013692
Map Reference	MB 36 PG 86
Instrument Date	Apr 11, 2024
Instrument	2024R-013692
Transaction Type	Transfer
Record Updated	Apr 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	911 MONTERRA DR, O FALLON, MO 63368-7083

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	747 AUTUMNWOOD FOREST DR, LAKE ST LOUIS, MO 63367-2651

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	911 MONTERRA DR, O FALLON, MO 63368-7083
Transaction Type	Mortgage
Record Updated	Dec 28, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 MONTERRA DR, O FALLON, MO 63368-7083

Mortgage

Document Number	0000100993
Date	Dec 15, 2021
Instrument	2021R-100993

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	911 MONTERRA DR, O FALLON, MO 63368-7083
Document Number	0000093437
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	911 MONTERRA DR O FALLON MO 633687083, O FALLON, MO 63368-7083

Mortgage

Document Number	0000093437
Date	Dec 1, 2020
Instrument	93437

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	911 MONTERRA DR, O FALLON, MO 63368-7083
Document Number	0068440001
Book / Page	006844 / 000001
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	911 MONTERRA DR O FALLON MO 633687083, O FALLON, MO 63368-7083

Mortgage

Document Number	0068440001
Date	Nov 27, 2017
Book Page	006844/000001
Instrument	733330

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	911 MONTERRA DR, O FALLON, MO 63368-7083
Document Number	0067100723
Book / Page	006710 / 000723
Instrument Date	Mar 4, 2017
Transaction Type	Mortgage
Record Updated	Mar 24, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	911 MONTERRA DR O FALLON MO 633687083, O FALLON, MO 63368-7083

Mortgage

Document Number	0067100723
Date	Mar 10, 2017
Book Page	006710/000723
Instrument	146160

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$68,885 (+12.73%)	$362,554 (+12.73%) Land $77,000 Building $285,554
2023	$61,106
2022		$321,609 Land $66,000 Building $255,609

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2006–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Gateway Fiber, T-Mobile, Verizon.

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