903 Loran Pointe Cir, Seneca, SC 29672 Property Records

Oconee County property record for 903 Loran Pointe Cir, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,118 sqft · built 1996
Lot Size	0.012 acres (539 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Mar 2019)
Tax Bill	$3,831 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`520-58-01-108`

Property Details

APN / Parcel Number

Primary APN	`520-58-01-108`
Alternative APN	`59243`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,118 sqft Living Area
1st Floor Area	1,146 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Exterior Material	Other
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	539 sqft (0.012 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	59243
Street Address	903 LORAN POINTE CIR
City	SENECA
State	SC
Zip	29672-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 903 SKY GREEN HORIZONTAL PROPERTY REGIME
Legal Subdivision	SKY GREEN HORIZONTAL PROPERTY REGIME
Legal Tract	C
Legal Block	1
Legal Lot Number	2
Legal Unit	903
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3004
Census Tract	30601

Owner

Source: Oconee County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 BYRD BLVD, GREENVILLE, SC 29605-1202
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BANK NA
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Mar 4, 2019	Deed with Mortgage, Transfer · Conventional Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2019 · Amount on Record
Deed Sale	Mar 4, 2019 · Amount on Record
Deed Document Number	201910417
Deed Book / Page	2443 / 277
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	903 LORAN POINTE CIR, SENECA, SC 29672-2305
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 MARSHALL BRIDGE DR, GREENVILLE, SC 29605-1247

Mortgage

Document Number	0000007607
Date	Nov 30, 2022
Book Page	4403/283
Instrument	7607

Lender

Name	SOUTHERN FIRST BANK NA
Type	Bank
Address	GREENVILLE, SC 29607

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 26, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	903 LORAN POINTE CIR, SENECA, SC 29672-2305
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015559
Date	Mar 25, 2021
Book Page	4124/101
Instrument	15559

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	OCONEE SC
Recording Date	Mar 4, 2019
Property Address	903 LORAN POINTE CIR, SENECA, SC 29672-2305
Book / Page	002443 / 000277
Instrument Date	Feb 28, 2019
Instrument	10418
Transaction Type	Transfer
Record Updated	Mar 15, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$795.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	604 BYRD BLVD GREENVILLE SC 296051202, GREENVILLE, SC 29605-1202

Mortgage

Document Number	0000010418
Date	Mar 4, 2019
Book Page	003807/000001
Instrument	10418

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2049

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,831.00	$9,067 (-) Building $9,067	$226,672 (-) Building $226,672
2023		$9,067 Building $9,067	$226,672 Building $226,672

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: West Carolina Rural Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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