1200 Loran Pointe Cir, Seneca, SC 29672 Property Records

Oconee County property record for 1200 Loran Pointe Cir, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,180 sqft · built 2000
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Last Sale	$621,000 (Nov 2021)
Tax Bill	$10,065 (2025)
Deeds & Mortgages	Aug 2022 Sale Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`520-58-01-095`

Property Details

APN / Parcel Number

Primary APN	`520-58-01-095`
Alternative APN	`59231`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	3 Stories
Building Area	2,180 sqft Living Area
1st Floor Area	1,279 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	5 ft deep x 11.9 ft wide
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	59231
Street Address	1200 LORAN POINTE CIR
City	SENECA
State	SC
Zip	29672-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT C-1 & C-2 BOATHOUSE (0.134 AC)
Legal Tract	C-1&C-2
Legal Block	1
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3004
Census Tract	30601

Owner

Source: Oconee County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15060 WELLS HWY, SENECA, SC 29678-1749
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed, Transfer
Nov 9, 2021	Deed, Transfer · Conventional Mortgage HOMETRUST BANK
Apr 16, 2020	Loan Modification, Mortgage · Conventional Mortgage SHELLPOINT MTG SVCNG
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage CRISTINA COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2021 · Amount on Record
Deed Sale	Nov 9, 2021 · Amount on Record
Deed Document Number	20217662
Deed Book / Page	2749 / 15
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Aug 12, 2022
Property Address	1200 LORAN POINTE CIR, SENECA, SC 29672-2303
Document Number	0000002419
Book / Page	2845 / 30
Map Reference	MB P-62 PG 724
Instrument Date	Jul 29, 2022
Instrument	2419
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Nov 9, 2021
Property Address	1200 LORAN POINTE CIR, SENECA, SC 29672-2303
Document Number	0000007662
Book / Page	2749 / 15
Map Reference	MB P-62 PG 724
Instrument Date	Oct 29, 2021
Instrument	7662
Transaction Type	Transfer
Record Updated	Dec 3, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,297.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15060 WELLS HWY, SENECA, SC 29678-1749

Mortgage

Document Number	0000007663
Date	Nov 9, 2021
Book Page	4244/197
Instrument	7663

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OCONEE SC
Property Address	1200 LORAN POINTE CIR, SENECA, SC 29672-2303
Document Number	0039890333
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 LORAN POINT CIR SENECA SC 29678, SENECA, SC 29678

Mortgage

Document Number	0039890333
Date	Jul 15, 2020
Book Page	003989/000333

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 14, 2060

Interest

Rate	3.75%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	1200 LORAN POINTE CIR, SENECA, SC 29672-2303
Document Number	0038980298
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 SPINET ST ASHEVILLE NC 288069323, ASHEVILLE, NC 28806-9323

Mortgage

Document Number	0038980298
Date	Nov 22, 2019
Book Page	003898/000298

Lender

Name	CRISTINA COOPER
Address	15 DEAVER DR, ASHEVILLE, NC 28806-1303

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,065.00	$23,821 (-) Land $9,967 Building $13,854	$595,530 (-) Land $249,170 Building $346,360
2023		$23,821 Land $9,967 Building $13,854	$595,530 Land $249,170 Building $346,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: West Carolina Rural Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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