1222 Loran Pointe Cir, Seneca, SC 29672 Property Records

Oconee County property record for 1222 Loran Pointe Cir, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,602 sqft · built 2021
Lot Size	0.869 acres (37,897 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,069 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`520-58-01-093`

Property Details

APN / Parcel Number

Primary APN	`520-58-01-093`
Alternative APN	`59230`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,602 sqft Living Area

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Roof Material	Shingle
Lot Area	37,897 sqft (0.869 acres)
Lot Dimensions	253 ft deep x 74 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	59230
Old Parcel Number	520 58 01 093
Street Address	1222 LORAN POINTE CIR
City	SENECA
State	SC
Zip	29672-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & 3 (0.869 AC)
Legal Subdivision	LORAN POINTE SUB
Legal Tract	C
Legal Block	1
Legal Lot Number	1
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	3
Census Block	3004
Census Tract	30601

Owner

1222 Loran Pointe Cir is owned and occupied by two individuals who acquired it in February 2020.

Source: Oconee County records, as of November 14, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1222 LORAN POINTE CIR, SENECA, SC 29672-2303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage OCONEE FSLA
Jul 28, 2020	Deed of Trust, Construction Loan · Line of Credit OCONEE FED'L S&L ASSN
May 28, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
May 22, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2020
Deed Sale	Feb 7, 2020
Prior Sale	May 22, 2017
Deed Document Number	13491
Deed Book / Page	2037 / 162
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	1222 LORAN POINTE CIR, SENECA, SC 29672-2303
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020422
Date	Jun 11, 2021
Book Page	4167/305
Instrument	20422

Lender

Name	OCONEE FSLA
Type	Bank
Address	SENECA, SC 29678

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2041

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Recording Date	Jul 28, 2020
Property Address	1222 LORAN POINTE CIR, SENECA, SC 29672-2303
Document Number	0039960044
Book / Page	003996 / 000044
Instrument Date	Jul 24, 2020
Transaction Type	Construction Loan
Record Updated	Sep 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1222 LORAN POINTE CIR SENECA SC 29672, SENECA, SC 29672

Mortgage

Document Number	39960044
Date	Jul 28, 2020
Book Page	003996/000044

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	SENECA, SC 29678

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2050

Interest

Rate Type	Adjustable Rate

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	May 28, 2019
Property Address	1222 LORAN POINTE CIR, SENECA, SC 29672-2303
Document Number	0024690096
Book / Page	002469 / 000096
Instrument Date	May 24, 2019
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	142 AUGUSTA CT GREENVILLE SC 296051915, GREENVILLE, SC 29605-1915

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCONEE SC
Recording Date	May 22, 2017
Property Address	1222 LORAN POINTE CIR, SENECA, SC 29672-2303
Document Number	0000014383
Book / Page	002269 / 000059
Instrument Date	May 17, 2017
Instrument	14383
Transaction Type	Transfer
Record Updated	May 30, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11 WACCAMAW CIR GREENVILLE SC 296053022, GREENVILLE, SC 29605-3022

Tax Assessment & Valuation

The 2025 property tax bill for 1222 Loran Pointe Cir was $4,069.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Municipality	Seneca City
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,069.00	$23,702 Land $7,324 Building $16,378	$592,540 Land $183,090 Building $409,450
2023		$23,702 Land $7,324 Building $16,378	$592,540 Land $183,090 Building $409,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1222 Loran Pointe Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1222 Loran Pointe Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SENECA serves 39,772 people · EPA ID SC3710002
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: West Carolina Rural Telephone Cooperative.

Cell Coverage

5G (outdoors only) and 4G LTE

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