Burke County property record for 903 Independence Trl, Morganton, NC 28655
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 1,635 sqft · built 1988 |
| Lot Size | 14.8 acres (646,430 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $305,000 (Dec 2025) |
| Tax Bill | $1,515 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2704658586 |
| Primary APN | 2704658586 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,635 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Utility Room | Utility Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 646,430 sqft (14.8 acres) |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 1,750 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 220 sqft |
| Deck Area | 193 sqft |
| Patio Area | 193 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 903 INDEPENDENCE TRL |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-5759 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | LOW INTENS |
| Legal Description | 903 INDEPENDENCE TRL MORGANTON, NC 28655 |
| Legal Subdivision | VICTORY POINTE CONDOMINIUM |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 20600 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 903 INDEPENDENCE TRL, MORGANTON, NC 28655-5759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2025 · Amount on Record |
| Deed Sale | Dec 8, 2025 · Amount on Record |
| Prior Sale | Apr 30, 2014 · Amount on Record |
| Deed Document Number | 202525010366 |
| Deed Book / Page | 2843 / 412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Dec 8, 2025 |
| Property Address | 903 INDEPENDENCE TRL, MORGANTON, NC 28655-5759 |
| Document Number | 0028430412 |
| Book / Page | 2843 / 412 |
| Map Reference | MB 9 PG 87 |
| Instrument Date | Dec 1, 2025 |
| Instrument | 2025010366 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5450 WITHERSPOON DR # DRG409, DRG409, COLFAX, NC 27235-9530 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 903 INDEPENDENCE TRL, MORGANTON, NC 28655-5759 |
| Document Number | 2025010367 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 2025010367 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.65% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.65% |
| Max Rate At Change | 7.65% |
| Index | 5-Year CMT |
| Max Rate | 11.6% |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,515.00 (+0.33%) | $254,744 (-) Land $34,800 Building $219,944 | $254,744 (-) Land $34,800 Building $219,944 |
| 2025 | $1,510.00 (-0.26%) | $254,744 (-) Land $34,800 Building $219,944 | $254,744 (-) Land $34,800 Building $219,944 |
| 2023 | $1,514.00 | $254,744 Land $34,800 Building $219,944 | $254,744 Land $34,800 Building $219,944 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Compas X-Stream Cable · Fiber in parts of the area | 1,000 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures