703 Independence Trl, Morganton, NC 28655 Property Records

Burke County property record for 703 Independence Trl, Morganton, NC 28655

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,536 sqft · built 1988
Lot Size	14.8 acres (646,430 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jan 2023)
Tax Bill	$1,675 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2704658553`

Property Details

APN / Parcel Number

Primary APN	`2704658553`
Alternative APN	`44068`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,024 sqft
Utility Room	Utility Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	646,430 sqft (14.8 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	1,750 sqft
Porch	Slab
Porch Area	509 sqft
Deck Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	703 INDEPENDENCE TRL
City	MORGANTON
State	NC
Zip	28655-5758
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LOW INTENS
Legal Description	703 INDEPENDENCE TRL MORGANTON, NC 28655
Legal Subdivision	VICTORY POINTE CONDOMINIUM
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	4
Census Block	4004
Census Tract	20600

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1986 WATERFORD WAY, MORGANTON, NC 28655-8223
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2023 · Amount on Record
Deed Sale	Jan 17, 2023 · Amount on Record
Deed Document Number	2023449
Deed Book / Page	2665 / 766
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jan 17, 2023
Property Address	703 INDEPENDENCE TRL, MORGANTON, NC 28655-5758
Document Number	0026650766
Book / Page	2665 / 766
Map Reference	MB 9 PG 87
Instrument Date	Jan 17, 2023
Instrument	2023000449
Transaction Type	Transfer
Record Updated	Jan 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4990 SNOWHILL CHURCH RD, MORGANTON, NC 28655-6232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 INDEPENDENCE TRL, MORGANTON, NC 28655-5758

Mortgage

Document Number	2023000450
Date	Jan 17, 2023
Instrument	2023000450

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,675.00 (+0.3%)	$283,502 (-) Land $34,800 Building $248,702	$283,502 (-) Land $34,800 Building $248,702
2025	$1,670.00 (-0.3%)	$283,502 (-) Land $34,800 Building $248,702	$283,502 (-) Land $34,800 Building $248,702
2023	$1,675.00	$283,502 Land $34,800 Building $248,702	$283,502 Land $34,800 Building $248,702

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable · Fiber in parts of the area	1,000 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Independence Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures