901 Independence Trl, Morganton, NC 28655 Property Records

Burke County property record for 901 Independence Trl, Morganton, NC 28655

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,770 sqft · built 1988
Lot Size	14.8 acres (646,430 sqft)
Owner	2 Individual Names on Record
Last Sale	$188,000 (Mar 2018)
Tax Bill	$1,726 (2026)
Deeds & Mortgages	Sep 2026 Sale Feb 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2704659509`

Property Details

APN / Parcel Number

Primary APN	`2704659509`
Alternative APNs	`131039300` `44069`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,770 sqft Living Area
1st Floor Area	1,264 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2010
Architectural Style	Condo/Apartment
Exterior Material	Frame Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	646,430 sqft (14.8 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Pool Area	1,750 sqft
Porch	Patio
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	901 INDEPENDENCE TRL
City	MORGANTON
State	NC
Zip	28655-5759
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LOW INTENS
Legal Description	901 INDEPENDENCE TRL MORGANTON, NC 28655
Legal Subdivision	VICTORY POINTE CONDOMINIUM
Legal Block	15
Legal Lot Number	1
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	4
Census Block	4004
Census Tract	20600

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	901 INDEPENDENCE TRL, MORGANTON, NC 28655-5759
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widow or Widower

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 7, 2023	Warranty Deed, Transfer
Aug 17, 2022	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 29, 2018	Beneficiary Deed, Transfer · ARM STATE EMPLOYEES CU
Sep 13, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2018 · Amount on Record
Deed Sale	Mar 29, 2018 · Amount on Record
Prior Sale	Sep 13, 2017 · Amount on Record
Deed Document Number	20182017014410
Deed Book / Page	2340 / 256
Last Transfer Date	Aug 31, 2026
Transfer Doc	0026008324
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Sep 1, 2026
Property Address	901 INDEPENDENCE TRL, MORGANTON, NC 28655-5759
Document Number	0026008324
Book / Page	2894 / 753
Instrument Date	Aug 31, 2026
Instrument	202626008324
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 INDEPENDENCE TRL, MORGANTON, NC 28655-5759

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 7, 2023
Property Address	901 INDEPENDENCE TRL, MORGANTON, NC 28655-5759
Document Number	0026680682
Book / Page	2668 / 682
Map Reference	MB 9 PG 87
Instrument Date	Jan 17, 2023
Instrument	2023001042
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1400 INDEPENDENCE TRL, MORGANTON, NC 28655-5762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 INDEPENDENCE TRL, MORGANTON, NC 28655-5759

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Aug 17, 2022
Property Address	901 INDEPENDENCE TRL, MORGANTON, NC 28655-5759
Document Number	0026400656
Book / Page	2640 / 656
Map Reference	MB 9 PG 87
Instrument Date	Aug 17, 2022
Instrument	2022024720
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 BETHEL RD APT 1110, 1110, MORGANTON, NC 28655-4903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 INDEPENDENCE TRL, MORGANTON, NC 28655-5759

Mortgage

Document Number	2022024721
Date	Aug 17, 2022
Instrument	2022024721

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	Other
Max Rate	10.8%

March 2018: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BURKE NC
Recording Date	Mar 29, 2018
Property Address	901 INDEPENDENCE TRL, MORGANTON, NC 28655-5759
Document Number	0023400256
Book / Page	2340 / 0256
Map Reference	MB671 PG208
Instrument Date	Mar 27, 2018
Instrument	2017014410
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$376.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	2017014411
Date	Mar 29, 2018
Instrument	2017014411

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Margin	2
Max Rate	9.25%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Sep 13, 2017
Property Address	901 INDEPENDENCE TRL, MORGANTON, NC 28655-5759
Document Number	0023110124
Book / Page	002311 / 000124
Instrument Date	Sep 13, 2017
Instrument	8208
Transaction Type	Transfer
Record Updated	Nov 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 INDEPENDENCE TRL MORGANTON NC 286555759, MORGANTON, NC 28655-5759

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,726.00 (+0.29%)	$292,700 (-) Land $34,800 Building $257,900	$292,700 (-) Land $34,800 Building $257,900
2025	$1,721.00 (-0.35%)	$292,700 (-) Land $34,800 Building $257,900	$292,700 (-) Land $34,800 Building $257,900
2023	$1,727.00 (+22.14%)	$292,700 (+52.72%) Land $34,800 Building $257,900	$292,700 (+52.72%) Land $34,800 Building $257,900
2022	$1,414.00	$191,660 Land $25,000 Building $166,660	$191,660 Land $25,000 Building $166,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Compas X-Stream Cable · Fiber in parts of the area	1,000 / 50
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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