903 Creekwood Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 903 Creekwood Dr, Ormond Beach, FL 32174 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,404 sqft · built 2018
Lot Size	0.202 acres (8,799 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Feb 2025)
Tax Bill	$5,239 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-13-31-5120-2AF07-0700`

Property Details

APN / Parcel Number

Primary APN	`16-13-31-5120-2AF07-0700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,404 sqft Living Area
Gross Area	3,545 sqft
1st Floor Area	2,404 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,799 sqft (0.202 acres)
Driveway	Brick Driveway
Driveway Area	513 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	903 CREEKWOOD DR
City	ORMOND BEACH
State	FL
Zip	32174-1450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY SEC 2AF, UNIT 7 MB 38 PG 68 LOT 70 OR 2231/742 OR 2303/1746 OR 2413/1557-RDMN TRUST
Legal Range	31E
Legal Township	13S
Legal Section	16
Legal Subdivision	PLANTATION BAY
Legal Block	2AF0
Legal Lot Number	70
Legal Unit	7
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3006
Census Tract	60207

Owner

Source: Flagler County records · APN 16-13-31-5120-2AF07-0700

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	903 CREEKWOOD DR, ORMOND BEACH, FL 32174-1450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA
Jan 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 04, 2018	Corporation Deed, Subdivision Related Transfer · Conventional Mortgage AMERIS BANK
Aug 21, 2018	Loan Modification, Mortgage · Line of Credit RENASANT BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 27, 2025 · Amount on Record
Deed Sale	Feb 27, 2025 · Amount on Record
Prior Sale	Sep 04, 2018 · Amount on Record
Deed Document Number	20257995
Deed Book / Page	2939 / 334
Prior Transfer Date	Jan 20, 2020
Prior Transfer Doc	0024131557
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	903 CREEKWOOD DR, ORMOND BEACH, FL 32174-1450
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024270520
Date	Mar 11, 2020
Book Page	2427/520
Instrument	2020010109

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 21, 2020
Property Address	903 CREEKWOOD DR, ORMOND BEACH, FL 32174-1450
Document Number	0024131557
Book / Page	002413 / 001557
Instrument Date	Jan 20, 2020
Instrument	2411
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	903 CREEKWOOD DR ORMOND BEACH FL 321741450, ORMOND BEACH, FL 32174-1450

September 2018: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 04, 2018
Property Address	903 CREEKWOOD DR, ORMOND BEACH, FL 32174-1450
Document Number	0023031746
Book / Page	2303 / 1746
Map Reference	MB38 PG68-70
Instrument Date	Aug 30, 2018
Instrument	2018033442
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022
Title Company	SOUTHERN TITLE HOLDING CO LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,068.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2379 BEVILLE RD, 2379, DAYTONA BEACH, FL 32119-8720

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1506 WILLOW ST, SAN DIEGO, CA 92106-2125

Mortgage

Document Number	2018033443
Date	Sep 04, 2018
Instrument	2018033443

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2048

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLAGLER FL
Recording Date	Aug 21, 2018
Property Address	903 CREEKWOOD DR, ORMOND BEACH, FL 32174-1450
Document Number	0023001343
Book / Page	002300 / 001343
Instrument Date	Aug 15, 2018
Instrument	31472
Transaction Type	Mortgage
Record Updated	Sep 04, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2379 BEVILLE RD DAYTONA BEACH FL 321198720, DAYTONA BEACH, FL 32119-8720

Mortgage

Document Number	23001343
Date	Aug 21, 2018
Book Page	002300/001343
Instrument	31472

Lender

Name	RENASANT BK
Type	Bank
Address	941 W MORSE BLVD # 100, WINTER PARK, FL 32789-3781

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,239.00 (-27.56%)	$412,909 (+5.99%)	$550,927 (+10.54%) Land $103,000 Building $447,927
2024	$7,232.00 (+1.69%)
2023	$7,112.00 (+5.08%) Homeowner's exemption	$389,585 (+3%)	$498,413 (+2.56%) Land $103,000 Building $395,413
2022	$6,768.00 Homeowner's exemption	$378,238	$485,992 Land $103,000 Building $382,992

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 140 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	140 in force
Nearby Flood Claims	3 (1994–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2019, other causes

Wildfire

Wildfire Risk	Moderate above 70% of the US · above 51% of Florida
Wildfire Likelihood	About 1 in 314 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 227 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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