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896 Creekwood Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 896 Creekwood Dr, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,566 sqft · built 2019
Lot Size0.266 acres (11,587 sqft)
OwnerIndividual Name on Record
Last Sale$710,300 (Jun 2021)
Tax Bill$7,388 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Nov 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN16-13-31-5120-2AF07-0230

Property Details

APN / Parcel Number

Primary APN16-13-31-5120-2AF07-0230

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,566 sqft Heated Area
Gross Area3,633 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,587 sqft (0.266 acres)
DrivewayDriveway
Driveway Area544 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address896 CREEKWOOD DR
CityORMOND BEACH
StateFL
Zip32174-1445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionPLANTATION BAY SEC 2AF, UNIT 7 MB 38 PG 68 LOT 23 OR 2231/742 OR 2397/1567
Legal Range31E
Legal Township13S
Legal Section16
Legal SubdivisionPLANTATION BAY
Legal Lot Number23
Legal Unit7
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group3
Census Block3006
Census Tract60207

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address896 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2021Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Nov 12, 2019Grant Deed, Subdivision Related Transfer · Conventional with PMI
MORTGAGE FIRM
Aug 21, 2018Loan Modification, Mortgage · Line of Credit
RENASANT BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2021 · Amount on Record
Deed SaleJun 25, 2021 · Amount on Record
Prior SaleNov 12, 2019 · Amount on Record
Deed Document Number2021035401
Deed Book / Page2578 / 453
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJun 25, 2021
Property Address896 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445
Document Number0025780453
Book / Page2578 / 453
Map ReferenceMB 38 PG 68-70
Instrument DateJun 24, 2021
Instrument2021035401
Transaction TypeTransfer
Record UpdatedJul 9, 2021
Title CompanySOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,972.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 328, BLUFFTON, SC 29910-0328

Transferred To (Grantee/Buyer)

NameVerified Name
Address896 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445

Mortgage

Document Number2578454
DateJun 25, 2021
Instrument2578/454
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

November 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionFLAGLER FL
Recording DateNov 12, 2019
Property Address896 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445
Document Number0023971567
Book / Page002397 / 001567
Instrument DateNov 8, 2019
Instrument42026
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 22, 2019
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,463.60
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address896 CREEKWOOD DR ORMOND BEACH FL 321741445, ORMOND BEACH, FL 32174-1445

Mortgage

Document Number23971568
DateNov 12, 2019
Book Page002397/001568
Instrument42027
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 11, 2049

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Recording DateAug 21, 2018
Property Address896 CREEKWOOD DR, ORMOND BEACH, FL 32174-1445
Document Number0023001343
Book / Page002300 / 001343
Instrument DateAug 15, 2018
Instrument31472
Transaction TypeMortgage
Record UpdatedSep 4, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2379 BEVILLE RD DAYTONA BEACH FL 321198720, DAYTONA BEACH, FL 32119-8720

Mortgage

Document Number23001343
DateAug 21, 2018
Book Page002300/001343
Instrument31472
Lender
NameRENASANT BK
TypeBank
Address941 W MORSE BLVD # 100, WINTER PARK, FL 32789-3781
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,388.00 (-15.45%) Homeowner's exemption$565,498 (+5.99%)$585,393 (+8.97%) Land $99,000 Building $486,393
2023$8,738.00 (+3.51%) Homeowner's exemption$533,553 (+3%)$537,182 (+3.7%) Land $99,000 Building $438,182
2022$8,442.00 Homeowner's exemption$518,013 Land $99,000 Building $419,013$518,013 Land $99,000 Building $419,013

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 140 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies140 in force
Nearby Flood Claims3 (1994–2019)
Claims Outside the SFHA1 of 3
Most Recent ClaimJan 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFGUA - PLANTATION BAY WTP
private · serves 3,522 people · EPA ID FL2184251
Water SourceGroundwater
Last State InspectionMay 2024
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

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