895 Creekwood Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 895 Creekwood Dr, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,671 sqft · built 2019
Lot Size0.428 acres (18,687 sqft)
OwnerIndividual Name on Record
Last Sale$636,800 (Aug 2019)
Tax Bill$9,540 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Aug 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN16-13-31-5120-2AF07-0720

Property Details

APN / Parcel Number

Primary APN16-13-31-5120-2AF07-0720

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area2,671 sqft Heated Area
Gross Area4,128 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area18,687 sqft (0.428 acres)
DrivewayDriveway
Driveway Area1,500 sqft
Pool TypePool with Hot Tub/Spa
Pool Area1,054 sqft
Deck Area634 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address895 CREEKWOOD DR
CityORMOND BEACH
StateFL
Zip32174-1435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionPLANTATION BAY SEC 2AF, UNIT 7 MB 38 PG 68 LOT 72 OR 2231/742 OR 2380/1245
Legal Range31E
Legal Township13S
Legal Section16
Legal SubdivisionPLANTATION BAY
Legal Lot Number72
Legal Unit7
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group3
Census Block3006
Census Tract60207

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address895 CREEKWOOD DR, ORMOND BEACH, FL 32174-1435
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 21, 2018Loan Modification, Mortgage · Line of Credit
RENASANT BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2019 · Amount on Record
Deed SaleAug 29, 2019 · Amount on Record
Deed Document Number2019032366
Deed Book / Page2380 / 1245
Record UpdatedJun 8, 2026

August 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateAug 29, 2019
Property Address895 CREEKWOOD DR, ORMOND BEACH, FL 32174-1435
Document Number0023801245
Book / Page2380 / 1245
Map ReferenceMB 38 PG 68-70
Instrument DateAug 28, 2019
Instrument2019032366
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 22, 2022
Title CompanySOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,457.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2379 BEVILLE RD, 2379, DAYTONA BEACH, FL 32119-8720

Transferred To (Grantee/Buyer)

NameVerified Name
Address895 CREEKWOOD DR, ORMOND BEACH, FL 32174-1435

Mortgage

Document Number0023801246
DateAug 29, 2019
Instrument2380-1246
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Recording DateAug 21, 2018
Property Address895 CREEKWOOD DR, ORMOND BEACH, FL 32174-1435
Document Number0023001343
Book / Page002300 / 001343
Instrument DateAug 15, 2018
Instrument31472
Transaction TypeMortgage
Record UpdatedSep 4, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2379 BEVILLE RD DAYTONA BEACH FL 321198720, DAYTONA BEACH, FL 32119-8720

Mortgage

Document Number23001343
DateAug 21, 2018
Book Page002300/001343
Instrument31472
Lender
NameRENASANT BK
TypeBank
Address941 W MORSE BLVD # 100, WINTER PARK, FL 32789-3781
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,540.00 (-6%)$677,353 (+8.04%) Land $108,150 Building $569,203$677,353 (+8.04%) Land $108,150 Building $569,203
2023$10,149.00 (+7.07%)$626,922 (+4.21%) Land $108,150 Building $518,772$626,922 (+4.21%) Land $108,150 Building $518,772
2022$9,479.00$601,602 Land $108,150 Building $493,452$601,602 Land $108,150 Building $493,452

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 140 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies140 in force
Nearby Flood Claims3 (1994–2019)
Claims Outside the SFHA1 of 3
Most Recent ClaimJan 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFGUA - PLANTATION BAY WTP
private · serves 3,522 people · EPA ID FL2184251
Water SourceGroundwater
Last State InspectionMay 2024
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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