903 Cherry Dr, Geneseo, IL 61254 Property Records

Henry County property record for 903 Cherry Dr, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,694 sqft · built 1977
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jan 2014)
Tax Bill	$5,781 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-15-158-004`

Property Details

APN / Parcel Number

Primary APN	`08-15-158-004`

Interior

Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,694 sqft Living Area
1st Floor Area	1,694 sqft
Basement Area	1,694 sqft
Unfinished Basement	1,694 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	903 CHERRY DR
City	GENESEO
State	IL
Zip	61254-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 62 COUNTRY MANOR PHASE II CITY OF GENESEO
Legal Subdivision	COUNTRY MANOR PHASE II
Legal Phase	2
Legal Block	158
Legal Lot Number	62
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	2
Census Block	2011
Census Tract	30302

Owner

903 Cherry Dr is owned and occupied by an individual who bought it in January 2014.

Source: Henry County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	903 CHERRY DR, GENESEO, IL 61254-1111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 16, 2018	Warranty Deed, Transfer · Conventional with PMI RUHL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2014 · Amount on File
Deed Sale	Jan 24, 2014 · Amount on File
Deed Document Number	201420-1400366
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	903 CHERRY DR, GENESEO, IL 61254-1111
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004081
Date	Jul 1, 2021
Instrument	20-2104081

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2041

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Nov 16, 2018
Property Address	903 CHERRY DR, GENESEO, IL 61254-1111
Document Number	0000006331
Instrument Date	Nov 8, 2018
Instrument	6331
Transaction Type	Transfer
Record Updated	Jan 10, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1001 CHERRY DR GENESEO IL 612541113, GENESEO, IL 61254-1113
Investor	Possibly a Property Investor

Mortgage

Document Number	6333
Date	Nov 16, 2018
Instrument	6333

Lender

Name	RUHL MTG
Type	Mortgage Company
Address	MOLINE, IL 61265

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2033

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 903 Cherry Dr was $5,781 with a homeowner's exemption.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,781.00	$78,577 Land $13,498 Building $65,079	$235,731 Land $40,494 Building $195,237
2022		$62,450 Land $10,728 Building $51,722	$187,350 Land $32,184 Building $155,166
2021	$4,481.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 903 Cherry Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 903 Cherry Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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