818 Cherry Dr, Geneseo, IL 61254 Property Records

Henry County property record for 818 Cherry Dr, Geneseo, IL 61254

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,344 sqft · built 1977
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$247,000 (Jun 2017)
Tax Bill$8,649 (2025)
Deeds & MortgagesAug 2019 Mortgage
Jul 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-15-159-010

Property Details

APN / Parcel Number

Primary APN08-15-159-010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft
Basement Area1,344 sqft
Finished Basement1,344 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialBrick
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions128 ft deep x 100 ft wide
Garage Area625 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address818 CHERRY DR
CityGENESEO
StateIL
Zip61254-1110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 92 COUNTRY MANOR PHASE II CITY OF GENESEO
Legal SubdivisionCOUNTRY MANOR PHASE II
Legal Phase2
Legal Block159
Legal Lot Number92
JurisdictionHENRY IL
Township / Civil DivisionGENESEO
Census Block Group2
Census Block2002
Census Tract30302

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address818 CHERRY DR, GENESEO, IL 61254-1110
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
VIBRANT CU
Jul 1, 2019Deed of Trust, Mortgage · Line of Credit
VIBRANT CU
Nov 16, 2018Warranty Deed, Transfer · Conventional with PMI
RUHL MTG
Jun 19, 2017Warranty Deed, Transfer · Conventional Mortgage
FARMERS & MECHANICS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2017 · Amount on Record
Deed SaleJun 19, 2017 · Amount on Record
Deed Document Number201720-1703510
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address818 CHERRY DR, GENESEO, IL 61254-1110
Document Number0000004457
Instrument DateAug 27, 2019
Transaction TypeMortgage
Record UpdatedOct 23, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address818 CHERRY DR GENESEO IL 612541110, GENESEO, IL 61254-1110

Mortgage

Document Number0000004457
DateSep 3, 2019
Instrument4457
Lender
NameVIBRANT CU
AddressMOLINE, IL 61265
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 2, 2049
Interest
Rate3.62%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address818 CHERRY DR, GENESEO, IL 61254-1110
Document Number0000003534
Instrument DateJul 1, 2019
Transaction TypeMortgage
Record UpdatedSep 2, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address818 CHERRY DR GENESEO IL 612541110, GENESEO, IL 61254-1110

Mortgage

Document Number0000003534
DateJul 22, 2019
Instrument3534
Lender
NameVIBRANT CU
AddressMOLINE, IL 61265
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 21, 2024
Interest
Rate TypeAdjustable Rate

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRY IL
Recording DateNov 16, 2018
Property Address818 CHERRY DR, GENESEO, IL 61254-1110
Document Number0000006331
Instrument DateNov 8, 2018
Instrument6331
Transaction TypeTransfer
Record UpdatedJan 10, 2019

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$325.50
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1001 CHERRY DR GENESEO IL 612541113, GENESEO, IL 61254-1113
InvestorPossibly a Property Investor

Mortgage

Document Number6333
DateNov 16, 2018
Instrument6333
Lender
NameRUHL MTG
TypeMortgage Company
AddressMOLINE, IL 61265
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueNov 15, 2033
Interest
Rate TypeFixed Rate
Rate4.12%

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRY IL
Recording DateJun 19, 2017
Property Address818 CHERRY DR, GENESEO, IL 61254-1110
Document Number0000003510
Map ReferenceDOC76R4646
Instrument DateMay 24, 2017
Instrument20-1703510
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyWESTERN ILLINOIS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$370.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address818 CHERRY DR, GENESEO, IL 61254-1110

Mortgage

Document Number0000003511
DateJun 19, 2017
Instrument20-1703511
Lender
NameFARMERS & MECHANICS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047
Interest
Rate4%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyHenry County
County SubdivisionGeneseo Township
MunicipalityGeneseo City
Unified School DistrictGeneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,649.00 (+27.96%)$114,577 (+25.83%) Land $13,372 Building $101,205$343,731 (+25.83%) Land $40,116 Building $303,615
2022$91,060 Land $10,627 Building $80,433$273,180 Land $31,881 Building $241,299
2021$6,759.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENESEO
serves 6,539 people · EPA ID IL0730500
Water SourceGroundwater
Last State InspectionAug 2025
Lead3 ppb (2026–2028)
action level 15 ppb
Copper1.4 mg/L (2015–2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Geneseo Communications Services
Fiber · Fixed Wireless
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Nextlink.

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