812 Cherry Dr, Geneseo, IL 61254 Property Records

Henry County property record for 812 Cherry Dr, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,310 sqft · built 1978
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Jun 2021)
Tax Bill	$7,130 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-15-159-009`

Property Details

APN / Parcel Number

Primary APN	`08-15-159-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,310 sqft Total Area
1st Floor Area	2,310 sqft
Basement Area	1,132 sqft
Unfinished Basement	2,310 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	128 ft deep x 100 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	812 CHERRY DR
City	GENESEO
State	IL
Zip	61254-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 93 COUNTRY MANOR PHASE II CITY OF GENESEO
Legal Subdivision	COUNTRY MANOR PHASE II
Legal Phase	2
Legal Block	159
Legal Lot Number	93
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	2
Census Block	2002
Census Tract	30302

Owner

812 Cherry Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Henry County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	812 CHERRY DR, GENESEO, IL 61254-1110
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Nov 16, 2018	Warranty Deed, Transfer · Conventional with PMI RUHL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2021 · Amount on File
Deed Sale	Jun 14, 2021 · Amount on File
Prior Sale	Jul 28, 2006 · Amount on File
Deed Document Number	202120-2103696
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Jun 14, 2021
Property Address	812 CHERRY DR, GENESEO, IL 61254-1110
Document Number	0000003696
Map Reference	DOC 76R4646
Instrument Date	May 10, 2021
Instrument	20-2103696
Transaction Type	Transfer
Record Updated	Jul 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	812 CHERRY DR, GENESEO, IL 61254-1110

Mortgage

Document Number	0000003697
Date	Jun 14, 2021
Instrument	20-2103697

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Nov 16, 2018
Property Address	812 CHERRY DR, GENESEO, IL 61254-1110
Document Number	0000006331
Instrument Date	Nov 8, 2018
Instrument	6331
Transaction Type	Transfer
Record Updated	Jan 10, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1001 CHERRY DR GENESEO IL 612541113, GENESEO, IL 61254-1113
Investor	Possibly a Property Investor

Mortgage

Document Number	6333
Date	Nov 16, 2018
Instrument	6333

Lender

Name	RUHL MTG
Type	Mortgage Company
Address	MOLINE, IL 61265

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2033

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 812 Cherry Dr was $7,130 with a homeowner's exemption.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,130.00	$95,509 Land $13,372 Building $82,137	$286,527 Land $40,116 Building $246,411
2022		$75,906 Land $10,627 Building $65,279	$227,718 Land $31,881 Building $195,837
2021	$5,144.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 812 Cherry Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 812 Cherry Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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