St. Clair County property record for 8999 Stone Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,082 sqft · built 1978 |
| Lot Size | 1.38 acres (60,331 sqft) |
| Owner | Individual Name on File |
| Last Sale | $370,000 (Jun 2022) |
| Tax Bill | $5,438 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-541-0039-000 |
| Primary APN | 74-14-541-0039-000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,082 sqft Living Area |
| 1st Floor Area | 1,388 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 60,331 sqft (1.38 acres) |
| Lot Dimensions | 399 ft deep x 130 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8999 STONE RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | THAT PART OF LOT 1282 BEG S 1D 4M W 215.51' FROM ITS NE COR, TH S 1D 4M W 172.41', TH S 50D 20M W 375.34', TH N 40D 3M W |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 04 |
| Legal Subdivision | SUPRVRS ROY T GILBERTS 17-CLAY |
| Legal Lot Number | 1282 |
| Legal Unit | 1282 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 646000 |
8999 Stone Rd is owned and occupied by an individual who bought it in June 2022.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8999 STONE RD, CLAY, MI 48001-3823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage HALL FINANCIAL GROUP |
| Apr 28, 2020 | Deed of Trust, Mortgage · VA Mortgage MUTUAL MTG |
| Sep 14, 2017 | Warranty Deed, Transfer · Conventional with PMI CHEMICAL BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2022 · Amount on File |
| Deed Sale | Jun 17, 2022 · Amount on File |
| Prior Sale | Sep 14, 2017 · Amount on File |
| Deed Document Number | 202214763 |
| Deed Book / Page | 5533 / 283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 17, 2022 |
| Property Address | 8999 STONE RD, CLAY, MI 48001-3823 |
| Document Number | 0005533283 |
| Book / Page | 5533 / 283 |
| Map Reference | LB 50 PG 30 |
| Instrument Date | May 26, 2022 |
| Instrument | 2022014763 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8999 STONE RD, 8999, CLAY, MI 48001-3823 |
| Name | Verified Name |
|---|---|
| Address | 1314 ADAMS ST, SAINT CLAIR, MI 48079-4874 |
| Document Number | 0005528573 |
|---|---|
| Date | Jun 3, 2022 |
| Book Page | 5528/573 |
| Instrument | 2022013658 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 8999 STONE RD, CLAY, MI 48001-3823 |
| Document Number | 0051870614 |
| Instrument Date | Apr 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2020 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8999 STONE RD CLAY MI 480013823, CLAY, MI 48001-3823 |
| Document Number | 0051870614 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 005187/000614 |
| Name | MUTUAL MTG |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 14, 2017 |
| Property Address | 8999 STONE RD, CLAY, MI 48001-3823 |
| Document Number | 0048690068 |
| Book / Page | 004869 / 000068 |
| Instrument Date | Aug 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2017 |
| Title Company | ASK SERVICES INC, ASK SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,935.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 51644 JULIES DR CHESTERFIELD MI 480473063, CHESTERFIELD, MI 48047-3063 |
| Document Number | 48690070 |
|---|---|
| Date | Sep 14, 2017 |
| Book Page | 004869/000070 |
| Name | CHEMICAL BK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 13, 2047 |
The 2025 property tax bill for 8999 Stone Rd was $5,438 with a homeowner's exemption, up 2.3% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $190,200 (+7.46%) | $380,400 | |
| 2025 | $5,438.00 (+2.31%) Homeowner's exemption | $177,000 | |
| 2024 | $5,315.00 | $354,000 | |
| 2023 | $149,400 | ||
| 2022 | $3,281.00 | $298,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 8999 Stone Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8999 Stone Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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