902 Sandra St, Los Banos, CA 93635 Property Records

Merced County property record for 902 Sandra St, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,014 sqft · built 1999
Lot Size	0.17 acres (7,413 sqft)
Owner	Individual Name on File
Last Sale	$555,000 (Oct 2023)
Tax Bill	$6,506 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Nov 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`431-172-022-000`

Property Details

APN / Parcel Number

Primary APN	`431-172-022-000`
Alternative APNs	`083422022000` `431-172-022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,014 sqft Living Area
Gross Area	2,621 sqft
1st Floor Area	2,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,413 sqft (0.17 acres)
Garage Type	Attached
Garage Area	607 sqft
Parking Spaces	2 Parking Spaces
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	431-172-022
Street Address	902 SANDRA ST
City	LOS BANOS
State	CA
Zip	93635-5237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOS BANOS GDN #4-4 & 5 LOT 148
Legal Subdivision	LOS BANOS GARDEN 04 04 05
Legal Lot Number	148
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	3
Census Block	3033
Census Tract	2301

Owner

902 Sandra St is owned and occupied by an individual who bought it in October 2023.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	902 SANDRA ST, LOS BANOS, CA 93635-5237
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 25, 2020	Quit Claim Deed, Transfer TRANSCOUNTY TITLE COMPANY
Nov 25, 2020	Grant Deed, Transfer TRANSCOUNTY TITLE COMPANY
Jun 21, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2023 · Amount on File
Deed Sale	Oct 18, 2023 · Amount on File
Prior Sale	Nov 25, 2020 · Amount on File
Deed Document Number	202324967
Prior Transfer Date	Nov 23, 2020
Prior Transfer Doc	0000045185
Record Updated	Oct 29, 2026

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 18, 2023
Property Address	902 SANDRA ST, LOS BANOS, CA 93635-5237
Document Number	0000024967
Map Reference	VOL 50 PG 13-17
Instrument Date	Sep 21, 2023
Instrument	2023024967
Transaction Type	Transfer
Record Updated	Nov 13, 2023
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 SANDRA ST, LOS BANOS, CA 93635-5237

Mortgage

Document Number	0000024968
Date	Oct 18, 2023
Instrument	2023024968

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Nov 25, 2020
Property Address	902 SANDRA ST, LOS BANOS, CA 93635-5237
Document Number	0000045185
Instrument Date	Nov 23, 2020
Instrument	45185
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	902 SANDRA ST LOS BANOS CA 936355237, LOS BANOS, CA 93635-5237

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Nov 25, 2020
Property Address	902 SANDRA ST, LOS BANOS, CA 93635-5237
Document Number	0000045184
Map Reference	MB 50 PG 13-17
Instrument Date	Oct 28, 2020
Instrument	2020045184
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	902 SANDRA ST, LOS BANOS, CA 93635-5237

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	902 SANDRA ST, LOS BANOS, CA 93635-5237
Document Number	0000021284
Instrument Date	Jun 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 SANDRA ST LOS BANOS CA 936355237, LOS BANOS, CA 93635-5237

Mortgage

Document Number	0000021284
Date	Jul 5, 2017
Instrument	21284

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 902 Sandra St was $6,506.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$554,000 (-2.14%) Land $140,000 Building $414,000
2025	$6,506.00	$566,100 Land $122,400 Building $443,700
2023	$5,054.00 (+1.9%)	$440,089 Land $98,838 Building $341,251
2022	$4,960.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 902 Sandra St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Sandra St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

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