895 Sandra St, Los Banos, CA 93635 Property Records

Merced County property record for 895 Sandra St, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,169 sqft · built 1999
Lot Size	0.174 acres (7,556 sqft)
Owner	2 Individual Names on File
Last Sale	$294,000 (Aug 2017)
Tax Bill	$5,176 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`431-176-001-000`

Property Details

APN / Parcel Number

Primary APN	`431-176-001-000`
Alternative APNs	`083426001000` `431-176-001`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,169 sqft Living Area
Gross Area	608 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Lot Area	7,556 sqft (0.174 acres)
Garage Type	Attached
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces
Patio Area	163 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	431-176-001
Street Address	895 SANDRA ST
City	LOS BANOS
State	CA
Zip	93635-5242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOS BANOS GDN #4-4 & 5 LOT 186
Legal Subdivision	LOS BANOS GARDEN 04 04 05
Legal Lot Number	186
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	3
Census Block	3001
Census Tract	2301

Owner

895 Sandra St is owned and occupied by two individuals who bought it in August 2017.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	895 SANDRA ST, LOS BANOS, CA 93635-5242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2017	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
May 31, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2017 · Amount on File
Deed Sale	Aug 10, 2017 · Amount on File
Prior Sale	Jun 25, 2008 · Amount on File
Deed Document Number	201725554
Prior Transfer Date	May 22, 2017
Prior Transfer Doc	0000017144
Record Updated	Oct 29, 2026

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 10, 2017
Property Address	895 SANDRA ST, LOS BANOS, CA 93635-5242
Document Number	0000025554
Map Reference	VOL 50 PG 13-17
Instrument Date	Aug 3, 2017
Instrument	2017-025554
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	895 SANDRA ST, LOS BANOS, CA 93635-5242

Mortgage

Document Number	0000025555
Date	Aug 10, 2017
Instrument	2017-025555

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	May 31, 2017
Property Address	895 SANDRA ST, LOS BANOS, CA 93635-5242
Document Number	0000017144
Map Reference	VOL 50 PG 13-17
Instrument Date	May 22, 2017
Instrument	2017-017144
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	CHICAGO TITLE COMPANY MERCED

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	895 SANDRA ST, GREENWOOD, CA 95635

Mortgage

Document Number	0000017145
Date	May 31, 2017
Instrument	2017-017145

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 895 Sandra St was $5,176.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$452,624 (+2%) Land $98,648 Building $353,976
2025	$5,176.00	$443,750 Land $96,714 Building $347,036
2023	$4,907.00 (+1.89%)	$426,520 Land $92,959 Building $333,561
2022	$4,816.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 895 Sandra St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 895 Sandra St is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile.

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