902 Ray St, Geneva, IL 60134 Property Records

Kane County property record for 902 Ray St, Geneva, IL 60134 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1954
Square Footage	2,752 sqft Living Area
Lot Size	15,517 sqft (0.356 acres)
Occupancy	Owner Occupied
Last Sale	$211,000 (1997)
Tax Bill	$15,685.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`12-10-306-003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,752 sqft Living Area
Gross Area	4,732 sqft Gross Area
1st Floor	2,752 sqft 1st Floor
Basement Area	1,980 sqft Basement
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	15,517 sqft (0.356 acres)
Parking Spaces	2 Parking Spaces

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	902 RAY ST
City	GENEVA
State	IL
Zip	60134-3072
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DRYDEN 1
Legal Subdivision	DRYDENS 2ND
Legal Block	1
Legal Lot Number	1
Jurisdiction	KANE IL
Minor Civil Division	GENEVA
Census Blockgroup	1
Census Block	1012
Census Tract	852606

Owner

Source: Kane County records · APN 12-10-306-003

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	902 RAY ST, GENEVA, IL 60134-3072
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 20, 1997 · Amount on Record
Deed Sale	Aug 20, 1997 · Amount on Record
Prior Sale	Jul 08, 1994 · Amount on Record
Deed Doc Number	199755596
Last Transfer Date	Feb 24, 2017
Transfer Doc	0000012706
Record Refreshed	Sep 20, 2026

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Mar 10, 2017
Property Address	902 RAY ST, GENEVA, IL 60134-3072
Document Number	0000012706
Instrument Date	Feb 24, 2017
Instrument	2017K012706
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	GREATER ILLINOIS TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	902 RAY ST, GENEVA, IL 60134-3072

Mortgage

Document Number	0000012707
Date	Mar 10, 2017
Instrument	2017K012707

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Mar 01, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,685.00 (+10.96%) Homeowner's exemption
2024		$207,535 (+18.38%) Land $108,236 Building $99,299	$622,854 (+18.43%) Land $324,838 Building $298,016
2022	$14,136.00 (+2.96%) Homeowner's exemption	$175,309 (+3.86%) Land $91,429 Building $83,880	$525,927 (+3.86%) Land $274,287 Building $251,640
2021	$13,729.00 Homeowner's exemption	$168,794 Land $88,031 Building $80,763	$506,382 Land $264,093 Building $242,289