Kane County property record for 700 Ray St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,429 sqft · built 2012 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,170,000 (Jun 2020) |
| Tax Bill | $31,724 (2025) |
| Deeds & Mortgages | Apr 2017 Line of Credit Oct 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-10-328-016 |
| Primary APN | 12-10-328-016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 4,429 sqft Living Area |
| Gross Area | 6,340 sqft |
| Basement Area | 1,911 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Lot Area | 27,443 sqft (0.63 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 700 RAY ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-3005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PT OF SEC 10-39-8 AS DESC IN DOC 2010K028543 |
| Legal Range | 08 |
| Legal Township | 39 |
| Legal Section | 10 |
| Legal Block | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 852606 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 700 RAY ST, GENEVA, IL 60134-3005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 26, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 24, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jun 18, 2020 | Warranty Deed, Transfer BETTER MTG CORP ISAOA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2020 · Amount on Record |
| Deed Sale | Jun 18, 2020 · Amount on Record |
| Deed Document Number | 202031975 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 700 RAY ST, GENEVA, IL 60134-3005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020759 |
|---|---|
| Date | Apr 26, 2017 |
| Instrument | 2017K020759 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 700 RAY ST, GENEVA, IL 60134-3005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000055548 |
|---|---|
| Date | Oct 24, 2017 |
| Instrument | 2017K055548 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 18, 2020 |
| Property Address | 700 RAY ST, GENEVA, IL 60134-3005 |
| Document Number | 0000031975 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 31975 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2020 |
| Title Company | ALLIANCE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,755.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 700 RAY ST GENEVA IL 601343005, GENEVA, IL 60134-3005 |
| Document Number | 31976 |
|---|---|
| Date | Jun 18, 2020 |
| Instrument | 31976 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 17, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.49% |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,724.00 (+11.04%) Homeowner's exemption | ||
| 2024 | $412,202 (+18.38%) Land $123,697 Building $288,505 | $1,237,101 (+18.43%) Land $371,239 Building $865,861 | |
| 2022 | $28,571.00 (+2.89%) Homeowner's exemption | $348,197 (+3.86%) Land $104,490 Building $243,707 | $1,044,591 (+3.86%) Land $313,470 Building $731,121 |
| 2021 | $27,768.00 Homeowner's exemption | $335,257 Land $100,607 Building $234,650 | $1,005,771 Land $301,821 Building $703,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1996–2002) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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