729 Ray St, Geneva, IL 60134 Property Records

Kane County property record for 729 Ray St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,256 sqft · built 1955
Lot Size0.911 acres (39,674 sqft)
Owner2 Company Names on Record
Last Sale$360,000 (Jul 1999)
Tax Bill$15,483 (2025)
Deeds & MortgagesMar 2021 Transfer
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-10-326-001

Property Details

APN / Parcel Number

Primary APN12-10-326-001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,256 sqft Living Area
Gross Area3,616 sqft
1st Floor Area2,256 sqft
Basement Area1,360 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area39,674 sqft (0.911 acres)
View / LotCorner
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address729 RAY ST
CityGENEVA
StateIL
Zip60134-3067
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRIDLEYS SUB LOT 4
Legal SubdivisionGRIDLEYS
Legal Block1
Legal Lot Number4
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group1
Census Block1015
Census Tract852606

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address729 RAY ST, GENEVA, IL 60134-3067
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2021Intrafamily Transfer, Transfer
ATTORNEY
Jun 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 1999 · Amount on Record
Deed SaleJul 13, 1999 · Amount on Record
Deed Document Number199968630
Last Transfer DateMar 3, 2021
Transfer Doc0000018813
Record UpdatedOct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateMar 10, 2021
Property Address729 RAY ST, GENEVA, IL 60134-3067
Document Number0000018813
Instrument DateMar 3, 2021
Instrument2021K018813
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address729 RAY ST, GENEVA, IL 60134-3067

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address729 RAY ST, GENEVA, IL 60134-3067
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFOX TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028571
DateJun 3, 2020
Instrument2020K028571
Lender
NameOLD SECOND NATIONAL BANK
TypeBank
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,483.00 (+10.96%) Homeowner's exemption$222,371 (+8.5%) Land $134,211 Building $88,160$667,380 (+8.5%) Land $402,794 Building $264,586
2024$204,950 (+18.38%) Land $123,697 Building $81,253$615,096 (+18.43%) Land $371,239 Building $243,857
2022$13,954.00 (+2.97%) Homeowner's exemption$173,126 (+3.86%) Land $104,490 Building $68,636$519,378 (+3.86%) Land $313,470 Building $205,908
2021$13,552.00 Homeowner's exemption$166,692 Land $100,607 Building $66,085$500,076 Land $301,821 Building $198,255

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1996–2002)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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