Black Hawk County property record for 902 Bertch Ave, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1906 |
| Square Footage | 1,346 sqft Living Area |
| Lot Size | 4,699 sqft (0.108 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $80,000 (2009) |
| Tax Bill | $2,156.00 (2025) |
| Primary APN | 8913-35-205-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,346 sqft Living Area |
| 1st Floor | 792 sqft 1st Floor |
| Basement Area | 792 sqft Basement |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Exterior Material | Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 4,699 sqft (0.108 acres) |
| Depth X Width | 127 ft x 37 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 792 sqft Garage |
| Deck Area | 280 sqft Deck |
|---|---|
| Patio Area | 488 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 178 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 902 BERTCH AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3110 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GREENFIELD ADDITION W 36 2/3 FT LOT 6 BLK 5 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | GREENFIELD ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 1100 |
Source: Black Hawk County records · APN 8913-35-205-001
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 902 BERTCH AVE, WATERLOO, IA 50702-3110 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Stand Alone Second Mortgage VERIDIAN CU |
| Apr 20, 2020 | Deed of Trust, Mortgage · Stand Alone Second Mortgage VERIDIAN CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 12, 2009 · Amount on Record |
| Deed Sale | Nov 12, 2009 · Amount on Record |
| Deed Doc Number | 20092010009658 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 902 BERTCH AVE, WATERLOO, IA 50702-3110 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Name | Verified Name |
|---|---|
| Address | 902 BERTCH AVE, WATERLOO, IA 50702-3110 |
| Document Number | 202100019794 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 202100019794 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 05, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 902 BERTCH AVE, WATERLOO, IA 50702-3110 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000018086 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 202000018086 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 25, 2030 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,156.00 Homeowner's exemption | $134,440 (+9.05%) Land $11,660 Building $122,780 | $134,440 (+9.05%) Land $11,660 Building $122,780 |
| 2024 | $2,156.00 (+10.68%) | ||
| 2023 | $123,280 (+26.35%) Land $11,660 Building $111,620 | $123,280 (+26.35%) Land $11,660 Building $111,620 | |
| 2022 | $1,948.00 Homeowner's exemption | $97,570 Land $11,660 Building $85,910 | |
| 2021 | $97,570 Land $11,660 Building $85,910 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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