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819 Bertch Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 819 Bertch Ave, Waterloo, IA 50702 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 967 sqft · built 1899
Lot Size0.157 acres (6,858 sqft)
OwnerIndividual Name on File
Last Sale$86,000 (Sep 2023)
Tax Bill$1,742 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8913-35-201-013

Property Details

APN / Parcel Number

Primary APN8913-35-201-013

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area967 sqft Living Area
1st Floor Area624 sqft
AtticAttic
Attic Area343 sqft
Basement Area624 sqft
Finished Basement400 sqft
Unfinished Basement624 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area6,858 sqft (0.157 acres)
Lot Dimensions127 ft deep x 54 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area128 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address819 BERTCH AVE
CityWATERLOO
StateIA
Zip50702-3232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREENFIELD ADDITION LOT 11 BLK 3
Legal Range13W
Legal Township89N
Legal Section35
Legal SubdivisionGREENFIELD ADDITION
Legal Block3
Legal Lot Number11
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2005
Census Tract1100

Owner

Source: Black Hawk County records · APN 8913-35-201-013

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address819 BERTCH AVE, WATERLOO, IA 50702-3232
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 06, 2023 · Amount on Record
Deed SaleSep 06, 2023 · Amount on Record
Prior SaleSep 06, 2022 · Amount on Record
Deed Document Number20233955
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateSep 06, 2022
Property Address819 BERTCH AVE, WATERLOO, IA 50702-3232
Document Number202300003955
Instrument DateSep 02, 2022
Instrument202300003955
Transaction TypeTransfer
Record UpdatedSep 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$136.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address819 BERTCH AVE, WATERLOO, IA 50702-3232

Mortgage

Document Number202300003956
DateSep 06, 2022
Instrument202300003956
Lender
NameFARMERS STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,742.00 Homeowner's exemption$97,820 (+8.11%) Land $17,020 Building $80,800$97,820 (+8.11%) Land $17,020 Building $80,800
2024$1,742.00 (+31.57%)
2023$90,480 (+30.86%) Land $17,020 Building $73,460$90,480 (+30.86%) Land $17,020 Building $73,460
2022$1,324.00 Homeowner's exemption$69,140 Land $17,020 Building $52,120
2021$69,140 Land $17,020 Building $52,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130011002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1979–2013)
Claims Outside the SFHA2 of 5
Most Recent ClaimMar 2013, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 734 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Waterloo Telecommunications UtilityFiber10,000 / 10,000
Metronet HoldingsFiber5,120 / 5,120
Mediacom CommunicationsCable1,000 / 50

May also be available at this address: Mediacom Communications, AMG Technology Investment Group, LTD Broadband, T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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