906 Bertch Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 906 Bertch Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1906
Square Footage	1,347 sqft Living Area
Lot Size	4,699 sqft (0.108 acres)
Garage	Detached, 624 sqft
Occupancy	Owner Occupied
Tax Bill	$2,068.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-35-205-003`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Total Rooms	7 Rooms
Building Area	1,347 sqft Living Area
1st Floor	624 sqft 1st Floor
Basement Area	624 sqft Basement
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	4,699 sqft (0.108 acres)
Depth X Width	127 ft x 37 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	624 sqft Garage
Patio Area	298 sqft Patio
Porch Area	204 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	906 BERTCH AVE
City	WATERLOO
State	IA
Zip	50702-3110
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GREENFIELD ADDITION E 36 2/3 FT LOT 5 BLK 5
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	GREENFIELD ADDITION
Legal Block	5
Legal Lot Number	5
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2007
Census Tract	1100

Owner

Source: Black Hawk County records · APN 8913-35-205-003

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	906 BERTCH AVE, WATERLOO, IA 50702-3110
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 05, 2017
Property Address	906 BERTCH AVE, WATERLOO, IA 50702-3110
Document Number	201800004124
Instrument Date	Sep 01, 2017
Instrument	2018-00004124
Transaction Type	Transfer
Record Updated	Jul 08, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 BERTCH AVE, WATERLOO, IA 50702-3110

Mortgage

Document Number	201800004125
Date	Sep 05, 2017
Instrument	2018-00004125

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2032

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Oct 01, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	10%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,068.00 Homeowner's exemption	$114,520 (+8.54%) Land $11,660 Building $102,860	$114,520 (+8.54%) Land $11,660 Building $102,860
2024	$2,068.00 (+23.83%)
2023		$105,510 (+24.26%) Land $11,660 Building $93,850	$105,510 (+24.26%) Land $11,660 Building $93,850
2022	$1,670.00 Homeowner's exemption	$84,910 Land $11,660 Building $73,250
2021			$84,910 Land $11,660 Building $73,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AO, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.