901 Ocean Palm Way, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 901 Ocean Palm Way, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,350 sqft · built 2016
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Dec 2014)
Tax Bill	$14,824 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`174191-7080`

Property Details

APN / Parcel Number

Primary APN	`174191-7080`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	3,350 sqft Living Area
Gross Area	4,554 sqft
1st Floor Area	2,101 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	1,204 sqft
Parking Spaces	5 Parking Spaces
Porch	Finished/Open Porch
Porch Area	1,019 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	901 OCEAN PALM WAY
City	SAINT AUGUSTINE
State	FL
Zip	32080-8788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	42/24-28 SEA COLONY UNIT 3 OF THE BEACH CLUB AT ANASTASIA RESIDENTIAL CLUSTER DEVELOPMENT BLK G LOT 8 OR3968/46
Legal Range	30E
Legal Township	08S
Legal Section	10
Legal Subdivision	SEA COLONY UNIT 3 OF THE BEACH CLUB AT A
Legal Block	G
Legal Lot Number	8
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2005
Census Tract	21410

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	901 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8788
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2014 · Amount on Record
Deed Sale	Dec 22, 2014 · Amount on Record
Deed Document Number	201474133
Deed Book / Page	3968 / 46
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	901 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8788
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8788

Mortgage

Document Number	0056280424
Date	Sep 2, 2022
Book Page	5628/424
Instrument	2022084844

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Oct 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	Other
Max Rate	8%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$955,339 (+2.7%)	$1,491,446 (-3.46%) Land $365,000 Building $1,126,446
2025	$14,824.00 (+9.01%) Homeowner's exemption	$930,223 (+2.9%)	$1,544,911 (+9.28%) Land $365,000 Building $1,179,911
2024	$13,599.00 (+1.92%) Homeowner's exemption	$904,007 (+3%)	$1,413,737 (+4.4%) Land $348,000 Building $1,065,737
2023	$13,343.00 (+16.94%) Homeowner's exemption	$877,677 (+18.28%)	$1,354,153 (+31.01%) Land $348,000 Building $1,006,153
2022	$11,410.00 Homeowner's exemption	$742,003	$1,033,646 Land $313,600 Building $720,046

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 294 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	954 units insured incl. 660 condo units
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20