St. Johns County property record for 892 Ocean Palm Way, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,954 sqft · built 2021 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,690,000 (May 2026) |
| Tax Bill | $16,140 (2025) |
| Deeds & Mortgages | May 2026 Sale Mar 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 174191-7220 |
| Primary APN | 174191-7220 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,954 sqft Living Area |
| Gross Area | 4,898 sqft |
| 1st Floor Area | 1,875 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Attached |
| Garage Area | 944 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished/Open Porch |
| Patio Area | 752 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 892 OCEAN PALM WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-8787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 42/24-28 SEA COLONY UNIT 3 OF THE BEACH CLUB AT ANASTASIA RESIDENTIAL CLUSTER DEVELOPMENT BLK G LOT 22 OR4540/168 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 10 |
| Legal Subdivision | SEA COLONY UNIT 3 OF THE BEACH CLUB AT A |
| Legal Block | G |
| Legal Lot Number | 22 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 21410 |
Source: St. Johns County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 892 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 15, 2026 | Warranty Deed, Transfer ESTATE TITLE |
| Mar 29, 2022 | Deed of Trust, Mortgage · Line of Credit BARWICK BANKING CO |
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| May 1, 2018 | Warranty Deed, Transfer GIBRALTAR TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on Record |
| Deed Sale | May 15, 2026 · Amount on Record |
| Prior Sale | May 1, 2018 · Amount on Record |
| Deed Document Number | 202642038 |
| Deed Book / Page | 6364 / 1876 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 15, 2026 |
| Property Address | 892 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8787 |
| Document Number | 0000042038 |
| Book / Page | 6364 / 1876 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026.42038 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | ESTATE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,901,830.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 892 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8787 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 892 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8787 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 892 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8787 |
| Document Number | 0055260233 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 5526/233 |
| Instrument | 2022033014 |
| Name | BARWICK BANKING CO |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32080 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 28, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 892 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8787 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 892 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8787 |
| Document Number | 0054550796 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 5455/796 |
| Instrument | 2021139806 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 1, 2018 |
| Property Address | 892 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8787 |
| Document Number | 0045400168 |
| Book / Page | 004540 / 000168 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 29633 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2018 |
| Title Company | GIBRALTAR TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,743.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1709 CASTILE ST ST AUGUSTINE FL 320805505, ST AUGUSTINE, FL 32080-5505 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,039,235 (+2.7%) | $1,619,991 (-3.02%) Land $270,000 Building $1,349,991 | |
| 2025 | $16,140.00 (+9.76%) Homeowner's exemption | $1,011,913 (+2.9%) | $1,670,442 (+9.1%) Land $270,000 Building $1,400,442 |
| 2024 | $14,705.00 (+1.12%) Homeowner's exemption | $983,395 (+3%) | $1,531,046 (+5.41%) Land $258,000 Building $1,273,046 |
| 2023 | $14,542.00 (+1.45%) Homeowner's exemption | $954,752 (+3%) | $1,452,483 (+23.54%) Land $258,000 Building $1,194,483 |
| 2022 | $14,334.00 Homeowner's exemption | $926,944 | $1,175,727 Land $235,200 Building $940,527 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 294 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 954 units insured incl. 660 condo units |
| Nearby Flood Claims | 5 (2016–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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