St. Johns County property record for 893 Ocean Palm Way, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,347 sqft · built 2007 |
| Lot Size | 0.33 acres (14,374 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100 (Nov 2016) |
| Tax Bill | $17,290 (2025) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Jun 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 174191-7070 |
| Primary APN | 174191-7070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 22 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,347 sqft Living Area |
| Gross Area | 5,199 sqft |
| 1st Floor Area | 1,586 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,374 sqft (0.33 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 838 sqft |
| Deck Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 893 OCEAN PALM WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-8788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 42/24-28 SEA COLONY UNIT 3 OF THE BEACH CLUB AT ANASTASIA RESIDENTIAL CLUSTER DEVELOPMENT BLK G LOT 7 OR3467/669 & 4275/1811(F/J) &4339/1883(Q/C) |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 10 |
| Legal Subdivision | SEA COLONY UNIT 3 OF THE BEACH CLUB AT A |
| Legal Block | G |
| Legal Lot Number | 7 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 21410 |
893 Ocean Palm Way is owned and occupied by an individual who acquired it in November 2016.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 893 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8788 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA |
| Jun 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GOLDWATER BANK NA |
| Jun 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 7, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Dec 10, 2019 | Deed of Trust, Mortgage QUICKEN LNS |
| Mar 6, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2016 · Amount on File |
| Deed Sale | Nov 1, 2016 · Amount on File |
| Prior Sale | Aug 24, 2011 · Amount on File |
| Deed Book / Page | 4339 / 1883 |
| Last Transfer Date | Nov 15, 2016 |
| Transfer Doc | 0043391883 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 893 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8788 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2023 |
| Title Company | ACTION TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 893 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8788 |
| Document Number | 0056900921 |
|---|---|
| Date | Jan 5, 2023 |
| Book Page | 5690/921 |
| Instrument | 2023001102 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 27, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 893 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8788 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 893 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8788 |
| Document Number | 0052891533 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 5289/1533 |
| Instrument | 2021065982 |
| Name | GOLDWATER BANK NA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 893 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8788 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0045641253 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 4564/1253 |
| Instrument | 2018042429 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 893 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8788 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 893 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8788 |
| Document Number | 0050641121 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 5064/1121 |
| Instrument | 2020088140 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 9, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 893 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8788 |
| Document Number | 0048491917 |
| Instrument Date | Dec 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 893 OCEAN PALM WAY ST AUGUSTINE BEACH FL 320808788, ST AUGUSTINE BEACH, FL 32080-8788 |
| Document Number | 0048491917 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 004849/001917 |
| Instrument | 94074 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 15, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 6, 2017 |
| Property Address | 893 OCEAN PALM WAY, SAINT AUGUSTINE, FL 32080-8788 |
| Document Number | 0043391883 |
| Book / Page | 004339 / 001883 |
| Instrument Date | Nov 15, 2016 |
| Instrument | 15581 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 893 OCEAN PALM WAY ST AUGUSTINE FL 320808788, ST AUGUSTINE, FL 32080-8788 |
The 2025 property tax bill for 893 Ocean Palm Way was $17,290 with a homeowner's exemption, up 9% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine Beach City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,112,584 (+2.7%) | $1,663,974 (-4.6%) Land $365,000 Building $1,298,974 | |
| 2025 | $17,290.00 (+9.02%) Homeowner's exemption | $1,083,334 | $1,744,156 Land $365,000 Building $1,379,156 |
| 2024 | $15,859.00 (+1.73%) | ||
| 2023 | $15,590.00 (+1.44%) Homeowner's exemption | $1,022,139 (+3%) | $1,548,788 (+20.85%) Land $348,000 Building $1,200,788 |
| 2022 | $15,368.00 Homeowner's exemption | $992,368 | $1,281,610 Land $313,600 Building $968,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 893 Ocean Palm Way in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 294 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 954 units insured incl. 660 condo units |
| Nearby Flood Claims | 5 (2016–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 893 Ocean Palm Way is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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