501 E 10th St, Lynn Haven, FL 32444 Property Records

Bay County property record for 501 E 10th St, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,596 sqft · built 1956
Lot Size	0.258 acres (11,238 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Sep 2022)
Tax Bill	$2,746 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`09830-000-000`

Property Details

APN / Parcel Number

Primary APN	`09830-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,596 sqft Living Area
Gross Area	1,884 sqft
1st Floor Area	1,596 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	288 sqft
Driveway	Driveway
Porch	Screened/Unfinished Porch
Porch Area	240 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	501 E 10TH ST
City	LYNN HAVEN
State	FL
Zip	32444-2444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	LYNN HAVEN (20.1) LOT 20 & N1/2 LOT 19 BLK 176 ORB 4612 P 966
Legal Range	14W
Legal Township	03S
Legal Section	09
Legal Subdivision	LYNN HAVEN
Legal Block	176
Legal Lot Number	20,19
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	3
Census Block	3035
Census Tract	1402

Owner

Source: Bay County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	501 E 10TH ST, LYNN HAVEN, FL 32444-2444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 20, 2022	Warranty Deed, Transfer · FHA Mortgage TRUSTMARK NATIONAL BANK
Aug 17, 2017	Quit Claim Deed, Transfer · Line of Credit TYNDALL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2022 · Amount on Record
Deed Sale	Sep 20, 2022 · Amount on Record
Deed Document Number	202269775
Deed Book / Page	4612 / 966
Prior Transfer Date	Aug 1, 2017
Prior Transfer Doc	0039280602
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Recording Date	May 5, 2026
Property Address	501 E 10TH ST, LYNN HAVEN, FL 32444-2444
Document Number	0000026897
Book / Page	5031 / 909
Instrument Date	Apr 29, 2026
Instrument	202626897
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 E 10TH ST, LYNN HAVEN, FL 32444-2444

Mortgage

Document Number	0000026897,
Date	May 5, 2026
Book Page	5031/909
Instrument	202626897

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 25, 2041

Interest

Rate	5.77%
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Sep 20, 2022
Property Address	501 E 10TH ST, LYNN HAVEN, FL 32444-2444
Document Number	0046120966
Book / Page	4612 / 966
Map Reference	MB 5 PG 9&10
Instrument Date	Sep 20, 2022
Instrument	2022069775
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	81 HIDDEN LAKES DR, MIRAMAR BEACH, FL 32550-8320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 E 10TH ST, LYNN HAVEN, FL 32444-2444

Mortgage

Document Number	0004612968
Date	Sep 20, 2022
Instrument	4612/968

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Aug 17, 2017
Property Address	501 E 10TH ST, LYNN HAVEN, FL 32444-2444
Document Number	0039280602
Book / Page	3928 / 0602
Map Reference	MB5 PG9
Instrument Date	Aug 1, 2017
Instrument	2017046776
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2660 NE HIGHWAY 20610, 2660, BEND, OR 97701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 E 101 ST, LYNN HAVEN, FL 32444

Mortgage

Document Number	2017046777
Date	Aug 17, 2017
Instrument	2017046777

Lender

Name	TYNDALL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 15, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,746.00 (+0.07%) Homeowner's exemption	$224,168 (+5.99%)	$236,015 (+11.59%) Land $39,375 Building $196,640
2024	$2,744.00 (+2.96%)
2023	$2,665.00 (+66.77%) Homeowner's exemption	$211,505 (+89.55%) Land $40,200 Building $171,305	$211,505 (+89.55%) Land $40,200 Building $171,305
2022	$1,598.00	$111,580 Land $38,250 Building $73,330	$111,580 Land $38,250 Building $73,330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	41 (1995–2021)
Claims Outside the SFHA	35 of 41
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Tropical Storm Fred, Aug 2021 · 4 claims Hurricane Michael, Oct 2018 · 17 claims Severe Storms And Flooding, Jul 2013 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on E 10th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures