9005 Phoenix Ave, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 9005 Phoenix Ave, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,564 sqft · built 1981
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Feb 2010)
Tax Bill	$5,438 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2020 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`235-0180-044-0000`

Property Details

APN / Parcel Number

Primary APN	`235-0180-044-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,564 sqft Living Area
1st Floor Area	2,586 sqft
Bonus Room	Bonus Room
Family Room	Family Room

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	43,996 sqft
Garage Area	413 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9005 PHOENIX AVE
City	FAIR OAKS
State	CA
Zip	95628-4018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	PARCEL MAP, LOT A
Legal Subdivision	PARCEL MAP
Legal Lot Number	A
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2002
Census Tract	8005

Owner

9005 Phoenix Ave is owned and occupied by an individual who bought it in February 2010.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	9005 PHOENIX AVE, FAIR OAKS, CA 95628-4018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIGN ON THE LINE INC
Dec 17, 2020	Deed of Trust, Mortgage · Line of Credit NORTHROP GRUMMAN FCU
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIGN ON THE LINE INC
May 22, 2020	Deed of Trust, Mortgage · Conventional with PMI OPTIMUM FIRST INC
Nov 6, 2019	Deed of Trust, Mortgage · Conventional with PMI OPTIMUM FIRST INC
Jul 20, 2017	Deed of Trust, Mortgage · Line of Credit NORTHROP GRUMMAN FCU
Apr 3, 2017	Quit Claim Deed, Transfer OPTIMUM FIRST INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2010 · Amount on File
Deed Sale	Feb 11, 2010 · Amount on File
Deed Book / Page	20100211 / 997
Prior Transfer Date	Apr 22, 2009
Prior Transfer Doc	0000000645
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9005 PHOENIX AVE, FAIR OAKS, CA 95628-4018
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9005 PHOENIX AVE, FAIR OAKS, CA 95628-4018

Mortgage

Document Number	2021112200113
Date	Nov 22, 2021
Instrument	2021112200113

Lender

Name	SIGN ON THE LINE INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9005 PHOENIX AVE, FAIR OAKS, CA 95628-4018
Document Number	2012240542
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9005 PHOENIX AVE FAIR OAKS CA 956284018, FAIR OAKS, CA 95628-4018

Mortgage

Document Number	2012240542
Date	Dec 24, 2020
Instrument	2012240542

Lender

Name	NORTHROP GRUMMAN FCU
Type	Credit Union
Address	GARDENA, CA 90248

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 23, 2035

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9005 PHOENIX AVE, FAIR OAKS, CA 95628-4018
Document Number	2101110441
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9005 PHOENIX AVE FAIR OAKS CA 956284018, FAIR OAKS, CA 95628-4018

Mortgage

Document Number	2101110441
Date	Jan 11, 2021
Instrument	2101110441

Lender

Name	SIGN ON THE LINE INC
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9005 PHOENIX AVE, FAIR OAKS, CA 95628-4018
Document Number	2005280813
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9005 PHOENIX AVE FAIR OAKS CA 956284018, FAIR OAKS, CA 95628-4018

Mortgage

Document Number	2005280813
Date	May 28, 2020
Instrument	2005280813

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 27, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9005 PHOENIX AVE, FAIR OAKS, CA 95628-4018
Document Number	1911121300
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9005 PHOENIX AVE FAIR OAKS CA 956284018, FAIR OAKS, CA 95628-4018

Mortgage

Document Number	1911121300
Date	Nov 12, 2019
Instrument	1911121300

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9005 PHOENIX AVE, FAIR OAKS, CA 95628-4018
Document Number	1708010361
Instrument Date	Jul 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 10, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9005 PHOENIX AVE FAIR OAKS CA 956284018, FAIR OAKS, CA 95628-4018

Mortgage

Document Number	1708010361
Date	Aug 1, 2017
Instrument	1708010361

Lender

Name	NORTHROP GRUMMAN FCU
Type	Credit Union
Address	GARDENA, CA 90248

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 31, 2032

Interest

Rate Type	Adjustable Rate

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 3, 2017
Property Address	9005 PHOENIX AVE, FAIR OAKS, CA 95628-4018
Document Number	0000000045
Book / Page	170403 / 000045
Instrument Date	Mar 24, 2017
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	NATIONS TITLE COMPANY/CA, NATIONS TITLE CO/CA

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9005 PHOENIX AVE FAIR OAKS CA 956284018, FAIR OAKS, CA 95628-4018

Mortgage

Document Number	46
Date	Apr 3, 2017
Book Page	170403/000046

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Amount	Amount on Record
Term	180 Months
Due	Apr 2, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 9005 Phoenix Ave was $5,438 with a homeowner's exemption, up 8.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$462,096 (+2%) Land $123,755 Building $338,341
2025	$5,438.00 (+8.24%) Homeowner's exemption	$453,036 Land $121,329 Building $331,707
2024	$5,024.00 (+3.01%)
2023	$4,877.00 (+0.41%) Homeowner's exemption	$405,649 Land $116,618 Building $289,031
2022	$4,857.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9005 Phoenix Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9005 Phoenix Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net.

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