8969 Phoenix Ave, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 8969 Phoenix Ave, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,207 sqft · built 1985
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Mar 2019)
Tax Bill	$4,692 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`235-0203-003-0000`

Property Details

APN / Parcel Number

Primary APN	`235-0203-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,207 sqft Living Area
1st Floor Area	1,207 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8969 PHOENIX AVE
City	FAIR OAKS
State	CA
Zip	95628-4016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	PHOENIX RIDGE, LOT 1
Legal Subdivision	PHOENIX RIDGE
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2006
Census Tract	8005

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8969 PHOENIX AVE, FAIR OAKS, CA 95628-4016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC
Mar 8, 2019	Deed of Trust, Mortgage · FHA Mortgage THRIVE MTG LLC
Mar 12, 2019	Grant Deed, Transfer THRIVE MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2019 · Amount on Record
Deed Sale	Mar 12, 2019 · Amount on Record
Prior Sale	Apr 7, 2004 · Amount on Record
Deed Book / Page	20190312 / 1068
Prior Transfer Date	Mar 31, 2004
Prior Transfer Doc	2004000486
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8969 PHOENIX AVE, FAIR OAKS, CA 95628-4016
Document Number	2011060195
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8969 PHOENIX AVE FAIR OAKS CA 956284016, FAIR OAKS, CA 95628-4016

Mortgage

Document Number	2011060195
Date	Nov 6, 2020
Instrument	2011060195

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8969 PHOENIX AVE, FAIR OAKS, CA 95628-4016
Document Number	1905011424
Instrument Date	Mar 8, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	CALATLANTIC TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8969 PHOENIX AVE FAIR OAKS CA 956284016, FAIR OAKS, CA 95628-4016

Mortgage

Document Number	1905011424
Date	May 1, 2019
Instrument	1905011424

Lender

Name	THRIVE MTG LLC
Address	GEORGETOWN, TX 78633

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 12, 2019
Property Address	8969 PHOENIX AVE, FAIR OAKS, CA 95628-4016
Document Number	1903121068
Instrument Date	Feb 25, 2019
Instrument	1903121068
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8969 PHOENIX AVE FAIR OAKS CA 956284016, FAIR OAKS, CA 95628-4016

Mortgage

Document Number	1903121069
Date	Mar 12, 2019
Instrument	1903121069

Lender

Name	THRIVE MTG LLC
Address	GEORGETOWN, TX 78633

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$398,234 (+2%) Land $102,402 Building $295,832
2025	$4,692.00 (+0.82%) Homeowner's exemption	$390,427 (+4.04%) Land $100,395 Building $290,032
2024	$4,654.00 (+3.03%)
2023	$4,517.00 (+0.4%) Homeowner's exemption	$375,269 Land $96,498 Building $278,771
2022	$4,499.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net.

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