Effingham County property record for 900 N 3rd St, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 7,740 sqft · built 1963 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | Company Name on File |
| Last Sale | $266,666 (Jan 2022) |
| Tax Bill | $24,273 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-16-060-001 |
| Primary APN | 03-16-060-001 |
|---|
| Building Area | 7,740 sqft Base Area |
|---|---|
| 1st Floor Area | 7,740 sqft |
| Basement Area | 7,740 sqft |
| Unfinished Basement | 3,586 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Lot Area | 43,996 sqft (1.01 acres) |
| Total Buildings | 2 Buildings |
| Street Address | 900 N 3RD ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-3131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 THRU 8 HIGHWAY MANOR SUB EXCEPT ROW 3752/119 2150/8 1334/43 1205/102 |
| Legal Subdivision | HIGHWAY MANOR SUBDIVISION |
| Legal Lot Number | 1-8 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1083 |
| Census Tract | 950600 |
900 N 3rd St is owned by a company that bought it in January 2022.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 901 N 2ND ST, EFFINGHAM, IL 62401-3175 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2022 · Amount on File |
| Deed Sale | Jan 4, 2022 · Amount on File |
| Deed Document Number | 202242 |
| Deed Book / Page | 3752 / 119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jan 4, 2022 |
| Property Address | 900 N 3RD ST, EFFINGHAM, IL 62401-3102 |
| Document Number | 003752/119 |
| Book / Page | 3752 / 119 |
| Map Reference | PL 1 PG 34 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 202222000042 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 307 PARK HILLS DR, 307, EFFINGHAM, IL 62401-3176 |
| Name | Verified Name |
|---|---|
| Address | 901 N 3RD ST, EFFINGHAM, IL 62401 |
| Document Number | 202222000043 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 202222000043 |
| Name | EL HOLDINGS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Dec 31, 2033 |
The 2025 property tax bill for 900 N 3rd St was $24,273.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,273.00 | $430,240 Land $69,440 Building $360,800 | $1,290,720 Land $208,320 Building $1,082,400 |
| 2022 | $12,440.00 | $326,210 Land $52,650 Building $273,560 | $978,630 Land $157,950 Building $820,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 900 N 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 900 N 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Fidium Fiber DSL | 500 / 75 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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