1004 N 3rd St, Effingham, IL 62401 Property Records

Effingham County property record for 1004 N 3rd St, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,275 sqft · built 1939
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on File
Tax Bill$2,390 (2025)
Flood ZoneZone X (minimal risk)
APN03-11-211-003

Property Details

APN / Parcel Number

Primary APN03-11-211-003

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area1,275 sqft Base Area
1st Floor Area1,275 sqft
Basement Area1,167 sqft
Unfinished Basement1,167 sqft

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Construction TypeFrame
Lot Area20,909 sqft (0.48 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1004 N 3RD ST
CityEFFINGHAM
StateIL
Zip62401-3132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 & N 20FT LOT 4 BLK 2 SUR'S SUB 2612/186 1403/66 1073/233 915/266 189/135
Legal SubdivisionSUR'S SUB
Legal Block2
Legal Lot Number3-4
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group1
Census Block1083
Census Tract950600

Owner

1004 N 3rd St, a single family home, is owned by two individuals.

Source: Effingham County records, as of October 5, 2026

Owner of Record2 Individual Names on File
Mailing Address1000 N 2ND ST, EFFINGHAM, IL 62401-3174
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1004 N 3rd St was $2,390.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,390.00$42,370 Land $16,460 Building $25,910$127,110 Land $49,380 Building $77,730
2022$2,149.00$32,120 Land $12,480 Building $19,640$96,360 Land $37,440 Building $58,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1004 N 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1004 N 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEFFINGHAM
serves 12,252 people · EPA ID IL0490250
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Fidium Fiber
DSL
500 / 75
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

Nearby Properties on N 3rd St

Nearby Streets

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