826 N 3rd St, Effingham, IL 62401 Property Records

Effingham County property record for 826 N 3rd St, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details856 sqft · built 1923
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$41,500 (Dec 2005)
Tax Bill$782 (2025)
Flood ZoneZone X (minimal risk)
APN03-16-060-006

Property Details

APN / Parcel Number

Primary APN03-16-060-006

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area856 sqft Base Area
1st Floor Area856 sqft
Basement Area856 sqft
Unfinished Basement856 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address826 N 3RD ST
CityEFFINGHAM
StateIL
Zip62401-3130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 HIGHWAY MANOR SUB EXCEPT ROW 2190/8 1190/124 954/341
Legal SubdivisionHIGHWAY MANOR SUBDIVISION
Legal Lot Number10
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group1
Census Block1083
Census Tract950600

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2217 S WILLOW ST, EFFINGHAM, IL 62401-4056
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2005 · Amount on Record
Deed SaleDec 19, 2005 · Amount on Record
Deed Document Number20056818
Deed Book / Page2190 / 8
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$782.00 (+11.24%)$13,870 (+31.97%) Land $8,330 Building $5,540$41,610 (+31.97%) Land $24,990 Building $16,620
2022$703.00$10,510 Land $6,310 Building $4,200$31,530 Land $18,930 Building $12,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEFFINGHAM
serves 12,252 people · EPA ID IL0490250
Water SourceSurface water
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Fidium Fiber
DSL
500 / 75
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

Nearby Properties on N 3rd St

Nearby Streets

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