Floyd County property record for 900 Monroe St, Floyd, IA 50435
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,784 sqft · built 1955 |
| Lot Size | 4.14 acres (180,338 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Apr 2016) |
| Tax Bill | $1,552 (2026) |
| Deeds & Mortgages | Jul 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 071647700100 |
| Primary APN | 071647700100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,784 sqft Living Area |
| 1st Floor Area | 1,784 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 180,338 sqft (4.14 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 132 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Water Source | Commercial |
| Street Address | 900 MONROE ST |
|---|---|
| City | FLOYD |
| State | IA |
| Zip | 50435-5083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL IN SE1/4S OF RIVER E OF ROAD16-96 -16 |
| Legal Range | 16W |
| Legal Township | 96N |
| Legal Section | 16 |
| Jurisdiction | FLOYD IA |
| Township / Civil Division | FLOYD |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 480100 |
900 Monroe St is owned and occupied by two individuals who bought it in April 2016.
Source: Floyd County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 900 MONROE ST, FLOYD, IA 50435-5083 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2016 · Amount on File |
| Deed Sale | Apr 11, 2016 · Amount on File |
| Deed Document Number | 2016699 |
| Deed Book / Page | 2016 / 699 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD IA |
| Property Address | 900 MONROE ST, FLOYD, IA 50435-5083 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02023/1374 |
|---|---|
| Date | Jul 28, 2023 |
| Book Page | 2023/1374 |
| Instrument | 2023 1374 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 900 Monroe St was $1,552 with a homeowner's exemption.
Source: Floyd County assessment roll, as of January 13, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Floyd County |
| Municipality | Floyd City |
| Unified School District | Charles City Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,552.00 Homeowner's exemption | $122,840 (-) Land $28,780 Building $94,060 | $122,840 (-) Land $28,780 Building $94,060 |
| 2025 | $1,552.00 Homeowner's exemption | $122,840 Land $28,780 Building $94,060 | $122,840 Land $28,780 Building $94,060 |
| 2023 | $154,790 (+20.46%) Land $28,780 Building $126,010 | $154,790 Land $28,780 Building $126,010 | |
| 2022 | $2,034.00 | $128,500 Land $28,780 Building $99,720 | |
| 2021 | $128,500 Land $28,780 Building $99,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 900 Monroe St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2004–2008) |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 900 Monroe St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OmniTel-Interstate Cablevision Fiber | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Router12 Networks.
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