700 Monroe St, Floyd, IA 50435 Property Records

Floyd County property record for 700 Monroe St, Floyd, IA 50435

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 880 sqft · built 1920
Lot Size	0.551 acres (24,018 sqft)
Owner	Individual Name on File
Last Sale	$53,000 (Apr 2022)
Tax Bill	$476 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071647702000`

Property Details

APN / Parcel Number

Primary APN	`071647702000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	880 sqft Living Area
1st Floor Area	880 sqft
Basement Area	880 sqft
Unfinished Basement	880 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,018 sqft (0.551 acres)
Lot Dimensions	3 ft deep x 8 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	700 MONROE ST
City	FLOYD
State	IA
Zip	50435-5000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLOYD LOT 1 BLOCK 3R NG 6 & 8 X 3.16 RDSS T S LOT 1 & 4X4RODS N OF W1/2 LOT 6
Legal Subdivision	FLOYD
Legal Block	3R
Legal Lot Number	1-2,6
Jurisdiction	FLOYD IA
Township / Civil Division	FLOYD
Census Block Group	1
Census Block	1049
Census Tract	480100

Owner

700 Monroe St is owned and occupied by an individual who bought it in April 2022.

Source: Floyd County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	700 MONROE ST, FLOYD, IA 50435-5000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Warranty Deed, Transfer · Conventional Mortgage CUSB BANK
Apr 25, 2022	Warranty Deed, Transfer · Conventional Mortgage CUSB BANK
Jun 11, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST CITIZENS COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2022 · Amount on File
Deed Sale	Apr 25, 2022 · Amount on File
Prior Sale	Jun 11, 2019 · Amount on File
Deed Document Number	2022883
Deed Book / Page	2022 / 863
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD IA
Recording Date	Apr 25, 2022
Property Address	700 MONROE ST, FLOYD, IA 50435-5000
Document Number	002022/883
Book / Page	2022 / 883
Instrument Date	Mar 25, 2022
Instrument	2022 0883
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 MONROE ST, FLOYD, IA 50435-5000

Mortgage

Document Number	0020220901
Date	Apr 25, 2022
Instrument	2022 0901

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD IA
Recording Date	Apr 25, 2022
Property Address	700 MONROE ST, FLOYD, IA 50435-5000
Document Number	02022/0883
Book / Page	2022 / 0883
Instrument Date	Mar 25, 2022
Instrument	2022 0883
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 MONROE ST, FLOYD, IA 50435-5000

Mortgage

Document Number	02022/0901
Date	Apr 27, 2022
Book Page	2022/0901
Instrument	2022 0901

Lender

Name	CUSB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD IA
Recording Date	Jun 11, 2019
Property Address	700 MONROE ST, FLOYD, IA 50435-5000
Document Number	02019/1125
Book / Page	2019 / 1125
Instrument Date	Jun 10, 2019
Instrument	2019-1125
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 MONROE ST, FLOYD, IA 50435-5000

Mortgage

Document Number	02019/1126
Date	Jun 11, 2019
Book Page	2019/1126
Instrument	1126

Lender

Name	FIRST CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 700 Monroe St was $476.

Source: Floyd County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Floyd County
Municipality	Floyd City
Unified School District	Charles City Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$476.00	$34,280 (-) Land $12,330 Building $21,950	$34,280 (-) Land $12,330 Building $21,950
2025	$476.00	$34,280 Land $12,330 Building $21,950	$34,280 Land $12,330 Building $21,950
2023		$41,610 (+20.99%) Land $12,330 Building $29,280	$41,610 Land $12,330 Building $29,280
2022	$586.00	$34,390 Land $12,330 Building $22,060
2021			$34,390 Land $12,330 Building $22,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 Monroe St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2004–2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 700 Monroe St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Router12 Networks.

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