706 Monroe St, Floyd, IA 50435 Property Records

Floyd County property record for 706 Monroe St, Floyd, IA 50435

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,035 sqft · built 1920
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Tax Bill	$1,262 (2026)
Deeds & Mortgages	May 2020 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071647700400`

Property Details

APN / Parcel Number

Primary APN	`071647700400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,035 sqft Living Area
1st Floor Area	936 sqft
Attic	Attic
Attic Area	368 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Detached
Garage Area	660 sqft

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Patio Area	1,200 sqft
Shed	1 Shed
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	706 MONROE ST
City	FLOYD
State	IA
Zip	50435-5000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 SD 6 SE EXPARCE LS16-96-16
Legal Range	16W
Legal Township	96N
Legal Section	16
Legal Lot Number	2
Jurisdiction	FLOYD IA
Township / Civil Division	FLOYD
Census Block Group	1
Census Block	1049
Census Tract	480100

Owner

706 Monroe St is owned and occupied by an individual.

Source: Floyd County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	706 MONROE ST, FLOYD, IA 50435-5000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK & TRUST CO
Sep 5, 2018	Deed of Trust, Mortgage FIRST SECURITY BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD IA
Property Address	706 MONROE ST, FLOYD, IA 50435-5000
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/0915
Date	May 11, 2020
Book Page	2020/0915
Instrument	2020 0915

Lender

Name	FIRST SECURITY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD IA
Property Address	706 MONROE ST, FLOYD, IA 50435-5000
Transaction Type	Mortgage
Record Updated	Sep 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001903
Date	Sep 5, 2018
Book Page	0000002018/0000001903
Instrument	000000001903

Lender

Name	FIRST SECURITY BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 706 Monroe St was $1,262 with a homeowner's exemption.

Source: Floyd County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Floyd County
Municipality	Floyd City
Unified School District	Charles City Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,262.00 Homeowner's exemption	$101,890 (-) Land $15,750 Building $86,140	$101,890 (-) Land $15,750 Building $86,140
2025	$1,262.00 Homeowner's exemption	$101,890 Land $15,750 Building $86,140	$101,890 Land $15,750 Building $86,140
2023		$132,690 (+20.31%) Land $15,750 Building $116,940	$132,690 Land $15,750 Building $116,940
2022	$1,726.00	$110,290 Land $15,750 Building $94,540
2021			$110,290 Land $15,750 Building $94,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 706 Monroe St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2004–2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 Monroe St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OmniTel-Interstate Cablevision Fiber	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Router12 Networks.

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