900 E 13th St, Saint Charles, MN 55972 Property Records

Winona County property record for 900 E 13th St, Saint Charles, MN 55972 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1990
Lot Size	0.257 acres (11,218 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Mar 2024)
Tax Bill	$4,410 (2026)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Dec 2022 Transfer
APN	`29.042.0170`

Property Details

APN / Parcel Number

Primary APN	`29.042.0170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,218 sqft (0.257 acres)
Garage Area	624 sqft
Porch	Open Porch
Porch Area	360 sqft
Deck Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	900 E 13TH ST
City	SAINT CHARLES
State	MN
Zip	55972-1656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-20 TWP-106 RANGE-010 HILLCREST DRIVE ESTATES LOT-009 BLOCK-002
Legal Range	010
Legal Township	106
Legal Section	20
Legal Subdivision	HILLCREST DRIVE
Legal Block	2
Legal Lot Number	9
Jurisdiction	WINONA MN
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2064
Census Tract	671000

Owner

Source: Winona County records · APN 29.042.0170

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2462 COLLEEN LN NE, ROCHESTER, MN 55906-4567
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed, Transfer · Conventional Mortgage HOME FEDERAL SAVINGS BANK
Dec 08, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 11, 2024 · Amount on Record
Deed Sale	Mar 11, 2024 · Amount on Record
Prior Sale	Mar 11, 2024 · Amount on Record
Deed Document Number	2024653661
Record Updated	Jun 08, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WINONA MN
Recording Date	Mar 11, 2024
Property Address	900 E 13TH ST, SAINT CHARLES, MN 55972-1656
Document Number	0000T11264
Instrument Date	Mar 08, 2024
Instrument	T11264
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2462 COLLEEN LN NE, ROCHESTER, MN 55906-4567

Mortgage

Document Number	0000T11265
Date	Mar 11, 2024
Instrument	T11265

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

December 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WINONA MN
Recording Date	Dec 08, 2022
Property Address	900 E 13TH ST, SAINT CHARLES, MN 55972-1656
Document Number	0000T11143
Instrument Date	Dec 07, 2022
Instrument	T11143
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,410.00 (+9.7%)
2025	$4,020.00 (+18.65%) Homeowner's exemption	$341,400 (+5.05%) Land $41,400 Building $300,000	$341,400 (+5.05%) Land $41,400 Building $300,000
2023	$3,388.00 Homeowner's exemption	$325,000 Land $41,000 Building $284,000	$325,000 Land $41,000 Building $284,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 162 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Hiawatha Broadband Communications	Cable	1,000 / 30
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: Verizon, Hiawatha Broadband Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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