836 E 13th St, Saint Charles, MN 55972 Property Records

Winona County property record for 836 E 13th St, Saint Charles, MN 55972

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,762 sqft · built 1987
Lot Size	0.422 acres (18,390 sqft)
Owner	2 Individual Names on Record
Last Sale	$194,000 (May 2016)
Tax Bill	$5,132 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2018 Mortgage + 3 more
APN	`29.042.0040`

Property Details

APN / Parcel Number

Primary APN	`29.042.0040`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,762 sqft Living Area
1st Floor Area	1,714 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,390 sqft (0.422 acres)
Garage Area	1,440 sqft
Porch	Open Porch
Porch Area	355 sqft
Deck Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	836 E 13TH ST
City	SAINT CHARLES
State	MN
Zip	55972-1652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-20 TWP-106 RANGE-010 HILLCREST DRIVE ESTATES LOT-004 BLOCK-001 & LOT 3 BLK 1
Legal Range	010
Legal Township	106
Legal Section	20
Legal Subdivision	HILLCREST DRIVE
Legal Block	1
Legal Lot Number	3-4
Jurisdiction	WINONA MN
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2002
Census Tract	671000

Owner

Source: Winona County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	836 E 13TH ST, SAINT CHARLES, MN 55972-1652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2018	Deed of Trust, Mortgage ALTRA FCU
Sep 14, 2018	Deed of Trust, Mortgage ALTRA FCU
Jun 23, 2020	Deed of Trust, Mortgage ALTRA FCU
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2016 · Amount on Record
Deed Sale	May 19, 2016 · Amount on Record
Deed Document Number	2016595167
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	836 E 13TH ST, SAINT CHARLES, MN 55972-1652
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010508
Date	Sep 14, 2018
Instrument	10508

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 18, 2028

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	836 E 13TH ST, SAINT CHARLES, MN 55972-1652
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000612524
Date	Sep 14, 2018
Instrument	612524

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 18, 2028

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	836 E 13TH ST, SAINT CHARLES, MN 55972-1652
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010737
Date	Jun 23, 2020
Instrument	10737

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Jul 8, 2030

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	836 E 13TH ST, SAINT CHARLES, MN 55972-1652
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010837
Date	Dec 31, 2020
Instrument	10837

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	836 E 13TH ST, SAINT CHARLES, MN 55972-1652
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000630250
Date	Dec 30, 2020
Instrument	630250

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Winona County assessment roll, as of August 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	St. Charles City
Unified School District	St. Charles Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,132.00 (+17.33%)
2025		$406,400 (+0.92%) Land $54,500 Building $351,900	$406,400 (+0.92%) Land $54,500 Building $351,900
2023	$4,374.00 Homeowner's exemption	$402,700 Land $54,000 Building $348,700	$402,700 Land $54,000 Building $348,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Charles serves 3,825 people · EPA ID MN1850009
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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