Winona County property record for 849 E 13th St, Saint Charles, MN 55972 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,384 sqft · built 1987 |
| Lot Size | 0.278 acres (12,135 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $87,036 (Mar 2026) |
| Tax Bill | $3,440 (2026) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage |
| APN | 29.042.0080 |
| Primary APN | 29.042.0080 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,384 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,135 sqft (0.278 acres) |
| Garage Area | 704 sqft |
| Porch | Open Porch |
| Porch Area | 88 sqft |
| Deck Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 849 E 13TH ST |
|---|---|
| City | SAINT CHARLES |
| State | MN |
| Zip | 55972-1653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-20 TWP-106 RANGE-010 HILLCREST DRIVE ESTATES LOT-008 BLOCK-001 |
| Legal Range | 010 |
| Legal Township | 106 |
| Legal Section | 20 |
| Legal Subdivision | HILLCREST DRIVE |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | WINONA MN |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 671000 |
Source: Winona County records · APN 29.042.0080
Assessment roll updated August 5, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 849 E 13TH ST, SAINT CHARLES, MN 55972-1653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 27, 2026 · Amount on Record |
| Deed Sale | Mar 27, 2026 · Amount on Record |
| Prior Sale | Nov 03, 2020 · Amount on Record |
| Deed Document Number | 2026665761 |
| Prior Transfer Date | Feb 22, 2026 |
| Prior Transfer Doc | 0000665761 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINONA MN |
| Recording Date | Nov 03, 2020 |
| Property Address | 849 E 13TH ST, SAINT CHARLES, MN 55972-1653 |
| Document Number | 628731 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 628731 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Title Company | ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,072.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1385 TERRY DR, SAINT CHARLES, MN 55972-1663 |
| Document Number | 628732 |
|---|---|
| Date | Nov 03, 2020 |
| Instrument | 628732 |
| Name | THINK MUTUAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Winona County |
| Municipality | St. Charles City |
| Unified School District | St. Charles Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,440.00 (+21.9%) | ||
| 2025 | $285,400 (-2.69%) Land $49,000 Building $236,400 | $285,400 (-2.69%) Land $49,000 Building $236,400 | |
| 2023 | $2,822.00 Homeowner's exemption | $293,300 Land $48,500 Building $244,800 | $293,300 Land $48,500 Building $244,800 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 162 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| Hiawatha Broadband Communications | Cable | 1,000 / 30 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
May also be available at this address: Verizon, Hiawatha Broadband Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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