900 Co Rd 40, Centre, AL 35960 Property Records

Cherokee County property record for 900 Co Rd 40, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,236 sqft · built 1967
Lot Size	0.637 acres (27,757 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (Aug 2023)
Tax Bill	$2,835 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-13-08-28-0-000-077.000`

Property Details

APN / Parcel Number

Primary APN	`13-13-08-28-0-000-077.000`
Alternative APNs	`ALT APN:1308280000077000` `209492` `217991`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft
Basement Area	483 sqft
Unfinished Basement	483 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,757 sqft (0.637 acres)
Deck Area	429 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	217991
Street Address	900 COUNTY ROAD 40
City	CENTRE
State	AL
Zip	35960-8209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & PART OF LOT 2 OF SHARON HEIGHTS S/D, PB 5/33
Legal Range	10E
Legal Township	10S
Legal Section	28
Legal Subdivision	SHARON HEIGHTS
Legal Lot Number	1-2
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	3
Census Block	3011
Census Tract	956102

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2657 FOREST GLEN DR NE, MARIETTA, GA 30066-1487
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 26, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2023 · Amount on File
Deed Sale	Aug 11, 2023 · Amount on File
Prior Sale	Oct 26, 2022 · Amount on File
Deed Document Number	2023230322
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 11, 2023
Property Address	900 COUNTY ROAD 40, CENTRE, AL 35960-8209
Document Number	0000230322
Map Reference	MB 5 PG 33
Instrument Date	Aug 11, 2023
Instrument	230322
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	765 COUNTY ROAD 731, CEDAR BLUFF, AL 35959-2875

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2657 FOREST GLEN DR NE, MARIETTA, GA 30066-1487

Mortgage

Document Number	0000230323
Date	Aug 11, 2023
Instrument	230323

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Oct 26, 2022
Property Address	900 COUNTY ROAD 40, CENTRE, AL 35960-8209
Document Number	0000226781
Instrument Date	Oct 7, 2022
Instrument	226781
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 COUNTY ROAD 731, CEDAR BLUFF, AL 35959-2875

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,835.00 (+6.94%)
2025	$2,651.00 (+4.49%)	$32,420 (+26.94%) Land $25,200 Building $7,220	$315,600 (+4.47%) Land $126,000 Building $189,600
2024	$2,537.00 (+181.26%)	$25,540 (+13.01%) Land $22,500 Building $3,040	$302,100 (+167.35%) Land $112,500 Building $189,600
2023	$902.00	$22,600 (+71.47%)	$113,000 (-47.34%) Land $112,500 Building $500
2022	$902.00	$13,180 Land $11,260 Building $1,920	$214,600 Land $112,500 Building $102,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 61% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE COUNTY WATER & SEWER AUTHORITY serves 11,013 people · EPA ID AL0000189
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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