Cherokee County property record for 815 Co Rd 40, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,352 sqft · built 2006 |
| Lot Size | 1.23 acres (53,579 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $149,900 (Nov 2009) |
| Tax Bill | $1,023 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-13-08-28-0-000-146.000 |
| Primary APN | 13-13-08-28-0-000-146.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,352 sqft Living Area |
| 1st Floor Area | 2,352 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 53,579 sqft (1.23 acres) |
| Garage Type | Mixed |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 109 sqft |
| Deck Area | 192 sqft |
| Account Number | 24715 |
|---|---|
| Street Address | 815 COUNTY ROAD 40 |
| City | CENTRE |
| State | AL |
| Zip | 35960-8211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4, SHARON HEIGHTS 1ST ADD PB 8 PG 47 |
| Legal Range | 10E |
| Legal Township | 10S |
| Legal Section | 28 |
| Legal Subdivision | SHARON HEIGHTS FIRST ADDITION |
| Legal Lot Number | 4 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | SPRING GARDEN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 956102 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 815 COUNTY ROAD 40, CENTRE, AL 35960-8211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2009 · Amount on Record |
| Deed Sale | Nov 20, 2009 · Amount on Record |
| Prior Sale | Sep 23, 2005 |
| Deed Document Number | 2009162513 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 815 COUNTY ROAD 40, CENTRE, AL 35960-8211 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 218998 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 218998 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,023.00 (+7.35%) | ||
| 2025 | $953.00 (+7.44%) Homeowner's exemption | $1,620 (-92.72%) Land $860 Building $760 | $241,200 (+7.77%) Land $8,500 Building $232,700 |
| 2024 | $887.00 Additional exemption filed | $22,240 (-0.71%) Land $780 Building $21,460 | $223,800 (-) Land $7,700 Building $216,100 |
| 2023 | $887.00 Homeowner's exemption | $22,400 (+2,282.98%) | $223,800 (-) Land $7,700 Building $216,100 |
| 2022 | $887.00 Homeowner's exemption | $940 Land $780 Building $160 | $223,800 Land $7,700 Building $216,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHEROKEE COUNTY WATER & SEWER AUTHORITY serves 11,013 people · EPA ID AL0000189 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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