Cherokee County property record for 965 Co Rd 40, Centre, AL 35960
| Property Type | Mobile Home |
|---|---|
| Details | 720 sqft · built 1980 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $31,500 (Apr 2026) |
| Deeds & Mortgages | Apr 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-13-08-28-0-000-092.000 |
| Primary APN | 13-13-08-28-0-000-092.000 |
|---|---|
| Alternative APNs |
|
| Building Area | 720 sqft Living Area |
|---|---|
| 1st Floor Area | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Mobile Home |
| Lot Area | 33,977 sqft (0.78 acres) |
| Pool House | Pool House |
| Total Buildings | 2 Buildings |
| Account Number | 9028 |
|---|---|
| Street Address | 965 COUNTY ROAD 40 |
| City | CENTRE |
| State | AL |
| Zip | 35960-8210 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 10, COWAN CREEK S/D, PB 6/15 |
| Legal Range | 10E |
| Legal Township | 10S |
| Legal Section | 28 |
| Legal Subdivision | COWAN CREEK SUB REVISION |
| Legal Lot Number | 10 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | SPRING GARDEN |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 956102 |
Source: Cherokee County records, as of April 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 965 COUNTY ROAD 40, CENTRE, AL 35960-8210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2026 · Amount on Record |
| Deed Sale | Apr 16, 2026 · Amount on Record |
| Deed Document Number | 2026243311 |
| Prior Transfer Date | Apr 7, 2026 |
| Prior Transfer Doc | 0000243311 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Apr 16, 2026 |
| Property Address | 965 COUNTY ROAD 40, CENTRE, AL 35960-8210 |
| Document Number | 0000243311 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 2026243311 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,181.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 965 COUNTY ROAD 40, CENTRE, AL 35960-8210 |
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,740 (-38.3%) Land $400 Building $1,340 | $28,400 (+1.43%) Land $3,900 Building $24,500 | |
| 2023 | Additional exemption filed | $2,820 | $28,000 Land $3,500 Building $24,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2019–2020) |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 61% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHEROKEE COUNTY WATER & SEWER AUTHORITY serves 11,013 people · EPA ID AL0000189 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
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