900 Circle J Trl, Prosper, TX 75078 Property Records

Collin County property record for 900 Circle J Trl, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 4,701 sqft · built 2017
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$17,970 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-11041-00C-0070-1`

Property Details

APN / Parcel Number

Primary APN	`R-11041-00C-0070-1`
Alternative APN	`2740969`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,701 sqft Living Area
Gross Area	5,526 sqft
1st Floor Area	3,260 sqft
2nd Floor Area	1,441 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	15,000 sqft (0.344 acres)
Garage Type	Attached
Garage Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2740969
Street Address	900 CIRCLE J TRL
City	PROSPER
State	TX
Zip	75078-9551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE CREEK PHASE TWO B (CPR), BLK C, LOT 7
Legal Subdivision	SADDLE CREEK PHASE TWO B (CPR)
Legal Phase	2
Legal Block	C
Legal Lot Number	7
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	1
Census Block	1026
Census Tract	30304

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	900 CIRCLE J TRL, PROSPER, TX 75078-9551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Feb 28, 2020	Warranty Deed, Transfer SUMMIT FNDG
Oct 31, 2018	Deed of Trust, Mortgage LANDMARK BK
Jan 30, 2018	Grant Deed, Construction Loan · Construction Mortgage CIVIC FIN'L SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2020
Deed Sale	Feb 28, 2020
Prior Sale	Jan 30, 2018
Deed Document Number	20200228000285840
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	900 CIRCLE J TRL, PROSPER, TX 75078-9551
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000278270
Date	Feb 9, 2021
Instrument	20210209000278270

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Feb 28, 2020
Property Address	900 CIRCLE J TRL, PROSPER, TX 75078-9551
Document Number	0000285840
Instrument Date	Feb 27, 2020
Instrument	285840
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	900 CIRCLE J TRL PROSPER TX 750789551, PROSPER, TX 75078-9551

Mortgage

Document Number	285850
Date	Feb 28, 2020
Instrument	285850

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	900 CIRCLE J TRL, PROSPER, TX 75078-9551
Document Number	0001377220
Instrument Date	Oct 31, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	900 CIRCLE J TRL PROSPER TX 750789551, PROSPER, TX 75078-9551

Mortgage

Document Number	0001377220
Date	Nov 6, 2018
Instrument	1377220

Lender

Name	LANDMARK BK
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2048

January 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Jan 30, 2018
Property Address	900 CIRCLE J TRL, PROSPER, TX 75078-9551
Document Number	0000116500
Instrument Date	Jan 25, 2018
Instrument	116500
Transaction Type	Construction Loan
Record Updated	Feb 14, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 CIRCLE J TRL PROSPER TX 750789551, PROSPER, TX 75078-9551

Mortgage

Document Number	116510
Date	Jan 30, 2018
Instrument	116510

Lender

Name	CIVIC FIN'L SVCS
Address	REDONDO BEACH, CA 90278

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 29, 2019

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,518,672 (+18.73%) Land $480,000 Building $1,038,672	$1,518,672 (+18.73%) Land $480,000 Building $1,038,672
2024	$17,970.00 (-44.01%)
2023		$1,279,062 Land $300,000 Building $979,062	$1,279,062 Land $300,000 Building $979,062
2022	$32,093.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	200 / 50
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Grayson Collin Communications, Hotwire Communications.

Nearby Properties on Circle J Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures