890 Circle J Trl, Prosper, TX 75078 Property Records

Collin County property record for 890 Circle J Trl, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,910 sqft · built 2021
Lot Size	0.354 acres (15,404 sqft)
Owner	2 Individual Names on Record
Last Sale	$931,900 (Sep 2021)
Tax Bill	$27,149 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-11041-00C-0060-1`

Property Details

APN / Parcel Number

Primary APN	`R-11041-00C-0060-1`
Alternative APNs	`000002740968` `2740968`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,910 sqft Living Area
Gross Area	6,391 sqft
1st Floor Area	3,562 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Lot Area	15,404 sqft (0.354 acres)
Garage Type	Attached
Garage Area	822 sqft
Porch	Covered Patio/Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	890 CIRCLE J TRL
City	PROSPER
State	TX
Zip	75078-9553
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE CREEK PHASE TWO B, BLK C, LOT 6
Legal Subdivision	SADDLE CREEK PHASE TWO B (CPR)
Legal Block	C
Legal Lot Number	6
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	1
Census Block	1026
Census Tract	30304

Owner

Source: Collin County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	890 CIRCLE J TRL, PROSPER, TX 75078-9553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Vendor's Lien, Transfer · Conventional Mortgage TOWN SQUARE MORTGAGE & INVESTMENTS
Jan 8, 2021	Deed of Trust, Mortgage · Construction Mortgage HAPPY STATE BANK
May 26, 2020	Grant Deed, Transfer · Line of Credit HAPPY STS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Deed Document Number	20211914960
Prior Transfer Date	Sep 17, 2021
Prior Transfer Doc	0001914960
Record Updated	Sep 20, 2026

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Sep 20, 2021
Property Address	890 CIRCLE J TRL, PROSPER, TX 75078-9553
Document Number	0001914960
Map Reference	VOL 2016 PG 533
Instrument Date	Sep 17, 2021
Instrument	20210920001914960
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5729 LEBANON RD # RD144-20, 5729, FRISCO, TX 75034-7260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	890 CIRCLE J TRL, PROSPER, TX 75078-9553

Mortgage

Document Number	0001914970
Date	Sep 20, 2021
Instrument	20210920001914970

Lender

Name	TOWN SQUARE MORTGAGE & INVESTMENTS
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	890 CIRCLE J TRL, PROSPER, TX 75078-9553
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 SADDLE CREEK DR, PROSPER, TX 75078-9480

Mortgage

Document Number	0000053680
Date	Jan 8, 2021
Instrument	20210108000053680

Lender

Name	HAPPY STATE BANK
Type	Bank
Address	AMARILLO, TX 79101

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	May 26, 2020
Property Address	890 CIRCLE J TRL, PROSPER, TX 75078-9553
Document Number	0000758130
Instrument Date	May 20, 2020
Instrument	758130
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5729 LEBANON RD #144-201 PLANO TX 75093, 144-20, PLANO, TX 75093

Mortgage

Document Number	758140
Date	May 26, 2020
Instrument	758140

Lender

Name	HAPPY STS BK
Type	Bank
Address	AMARILLO, TX 79101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,149.00 (+2.26%) Homeowner's exemption	$1,573,407 (+16.53%) Land $480,000 Building $1,093,407	$1,573,407 (+16.53%) Land $480,000 Building $1,093,407
2024	$26,548.00 (-20.8%)
2023		$1,350,184 Land $300,000 Building $1,050,184	$1,350,184 Land $300,000 Building $1,050,184
2022	$33,522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	200 / 50
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Grayson Collin Communications, Hotwire Communications.

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