920 Circle J Trl, Prosper, TX 75078 Property Records

Collin County property record for 920 Circle J Trl, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 5,151 sqft · built 2020
Lot Size	0.344 acres (15,000 sqft)
Owner	Company Name on Record
Tax Bill	$18,968 (2025)
Deeds & Mortgages	Sep 2022 Sale Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-11041-00C-0090-1`

Property Details

APN / Parcel Number

Primary APN	`R-11041-00C-0090-1`
Alternative APNs	`000002740971` `2740971`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,151 sqft Living Area
Gross Area	6,253 sqft
1st Floor Area	3,122 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Lot Area	15,000 sqft (0.344 acres)
Garage Type	Attached
Garage Area	751 sqft
Porch	Covered Patio/Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	920 CIRCLE J TRL
City	PROSPER
State	TX
Zip	75078-9551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLE CREEK PHASE TWO B, BLK C, LOT 9
Legal Subdivision	SADDLE CREEK PHASE TWO B (CPR)
Legal Block	C
Legal Lot Number	9
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	1
Census Block	1026
Census Tract	30304

Owner

Source: Collin County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 6395, MCKINNEY, TX 75071-5110
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Warranty Deed, Transfer
Dec 18, 2020	Grant Deed, Subdivision Related Transfer GUARANTEED RATE
Apr 9, 2020	Grant Deed, Transfer · Line of Credit HAPPY STS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2022
Deed Sale	Sep 23, 2022
Prior Sale	Dec 18, 2020 · Amount on Record
Deed Document Number	2022143420
Prior Transfer Date	Dec 15, 2020
Prior Transfer Doc	0002279120
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Sep 23, 2022
Property Address	920 CIRCLE J TRL, PROSPER, TX 75078-9551
Document Number	0000143420
Map Reference	VOL 2016 PG 533
Instrument Date	Sep 23, 2022
Instrument	20220923000143420
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	920 CIRCLE J TRL, 920, PROSPER, TX 75078-9551

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	PO BOX 6395, MCKINNEY, TX 75071-5110

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Dec 18, 2020
Property Address	920 CIRCLE J TRL, PROSPER, TX 75078-9551
Document Number	0002279120
Instrument Date	Dec 15, 2020
Instrument	2279120
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 5, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	920 CIRCLE J TRL PROSPER TX 750789551, PROSPER, TX 75078-9551

Mortgage

Document Number	2279130
Date	Dec 18, 2020
Instrument	2279130

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 17, 2035

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Apr 9, 2020
Property Address	920 CIRCLE J TRL, PROSPER, TX 75078-9551
Document Number	0000509900
Instrument Date	Apr 7, 2020
Instrument	509900
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5729 LEBANON RD #144-201 PLANO TX 75093, 144-20, PLANO, TX 75093

Mortgage

Document Number	509910
Date	Apr 9, 2020
Instrument	509910

Lender

Name	HAPPY STS BK
Type	Bank
Address	AMARILLO, TX 79101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,968.00 (+6.43%) Homeowner's exemption	$1,152,355 (-12.43%) Land $480,000 Building $1,124,434	$1,604,434 (+21.93%) Land $480,000 Building $1,124,434
2024	$17,822.00 (+10.14%)
2023		$1,315,881 Land $300,000 Building $1,015,881	$1,315,881 Land $300,000 Building $1,015,881
2022	$16,181.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	200 / 50
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Grayson Collin Communications, Hotwire Communications.

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