Cherokee County property record for 900 Cherokee Oaks Rd, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,280 sqft · built 2018 |
| Lot Size | 1.71 acres (74,488 sqft) |
| Owner | Individual Name on File |
| Last Sale | $256,000 (Mar 2021) |
| Tax Bill | $1,333 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Mar 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 459400203420000 |
| Primary APN | 459400203420000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,280 sqft Heated Area |
| Gross Area | 1,640 sqft |
| 1st Floor Area | 1,040 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 74,488 sqft (1.71 acres) |
| Lot Dimensions | 330 ft deep x 76 ft wide |
| Porch | Slab |
| Porch Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 49051 |
|---|---|
| Street Address | 900 CHEROKEE OAKS RD |
| City | MURPHY |
| State | NC |
| Zip | 28906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOT 4 CHEROKEE OAKS P/O 1359/170 |
| Legal Subdivision | CHEROKEE OAKS SUBDIVISION |
| Legal Lot Number | 4 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 1 |
| Census Block | 1105 |
| Census Tract | 930300 |
900 Cherokee Oaks Rd, a rural home, is owned by an individual who bought it in March 2021.
Source: Cherokee County records, as of June 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 187 NELLIE PL, WALTERBORO, SC 29488-9474 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Mar 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Jan 8, 2020 | Warranty Deed, Transfer |
| Dec 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2021 · Amount on File |
| Deed Sale | Mar 9, 2021 · Amount on File |
| Prior Sale | Dec 14, 2018 · Amount on File |
| Deed Document Number | 20211554 |
| Deed Book / Page | 1674 / 664 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 900 CHEROKEE OAKS RD, MURPHY, NC 28906 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01634/0916 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 01634/0916 |
| Instrument | 00352 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Mar 9, 2021 |
| Property Address | 900 CHEROKEE OAKS RD, MURPHY, NC 28906 |
| Document Number | 001674/664 |
| Book / Page | 1674 / 664 |
| Instrument Date | Mar 9, 2021 |
| Instrument | 1554 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $512.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6945 SILVER FOX TRL, CUMMING, GA 30040-6653 |
| Document Number | 0001674668 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 1674/668 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jan 8, 2020 |
| Property Address | 900 CHEROKEE OAKS RD, MURPHY, NC 28906 |
| Document Number | 01633/0715 |
| Book / Page | 01633 / 0715 |
| Map Reference | MB 1603 PG 125 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 00099 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 187 NELLIE PL, 187, WALTERBORO, SC 29488-9474 |
| Name | Verified Name |
|---|---|
| Address | 630 CHEROKEE OAKS RD, MURPHY, NC 28906-2523 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Dec 14, 2018 |
| Property Address | 900 CHEROKEE OAKS RD, MURPHY, NC 28906 |
| Document Number | 01603/0125 |
| Book / Page | 01603 / 0125 |
| Instrument Date | Dec 4, 2018 |
| Instrument | 06035 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 348, EATON, OH 45320-0348 |
| Name | Verified Name |
|---|---|
| Address | 187 NELLIE PL, WALTERBORO, SC 29488-9474 |
| Document Number | 0000006036 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 06036 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 900 Cherokee Oaks Rd was $1,333.
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,333.00 | $186,640 | $186,640 Land $19,000 Building $167,640 |
| 2023 | $181,640 | $181,640 Land $19,000 Building $162,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 900 Cherokee Oaks Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 900 Cherokee Oaks Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 90% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures