Cherokee County property record for 665 Cherokee Oaks Rd, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 836 sqft · built 2017 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Aug 2022) |
| Tax Bill | $1,196 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Aug 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 459400203750000 |
| Primary APN | 459400203750000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 836 sqft Heated Area |
| Gross Area | 1,180 sqft |
| 1st Floor Area | 836 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 36,155 sqft (0.83 acres) |
| Lot Dimensions | 195 ft deep x 194 ft wide |
| Porch | Patio |
| Porch Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 58160 |
|---|---|
| Street Address | 665 CHEROKEE OAKS RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-2523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 CHEROKEE OAKS 1677/564 |
| Legal Subdivision | BRIAN HACK |
| Legal Lot Number | 6 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 1 |
| Census Block | 1105 |
| Census Tract | 930300 |
665 Cherokee Oaks Rd is owned and occupied by two individuals who bought it in August 2022.
Source: Cherokee County records, as of October 30, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 665 CHEROKEE OAKS RD, MURPHY, NC 28906-2523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 8, 2022 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 8, 2021 | Intrafamily Transfer, Transfer |
| Jul 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2022 · Amount on File |
| Deed Sale | Aug 8, 2022 · Amount on File |
| Prior Sale | Jul 3, 2019 · Amount on File |
| Deed Document Number | 20225169 |
| Deed Book / Page | 1718 / 274 |
| Prior Transfer Date | Apr 1, 2021 |
| Prior Transfer Doc | 1677/564 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 665 CHEROKEE OAKS RD, MURPHY, NC 28906-2523 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 665 CHEROKEE OAKS RD, MURPHY, NC 28906-2523 |
| Document Number | 01787/1478 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 1787/1478 |
| Instrument | 5039 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | 3043 TOWNSGATE RD # 200, WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Aug 8, 2022 |
| Property Address | 665 CHEROKEE OAKS RD, MURPHY, NC 28906-2523 |
| Document Number | 001718/274 |
| Book / Page | 1718 / 274 |
| Instrument Date | Aug 3, 2022 |
| Instrument | 5169 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 SYCAMORE COMMONS LN, 125, BERMUDA RUN, NC 27006-7480 |
| Name | Verified Name |
|---|---|
| Address | 665 CHEROKEE OAKS RD, MURPHY, NC 28906-2523 |
| Document Number | 0001718278 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 1718/278 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Apr 8, 2021 |
| Property Address | 665 CHEROKEE OAKS RD, MURPHY, NC 28906-2523 |
| Document Number | 1677/564 |
| Book / Page | 1677 / 564 |
| Instrument Date | Apr 1, 2021 |
| Instrument | 2322 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 SYCAMORE COMMONS LN, BERMUDA RUN, NC 27006-7480 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jul 3, 2019 |
| Property Address | 665 CHEROKEE OAKS RD, MURPHY, NC 28906-2523 |
| Document Number | 01617/0272 |
| Book / Page | 01617 / 0272 |
| Instrument Date | Jul 1, 2019 |
| Instrument | 02963 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $335.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 665 CHEROKEE OAKS RD, 665, MURPHY, NC 28906-2523 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 29, KING, NC 27021-0029 |
| Document Number | 02964 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 02964 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 665 Cherokee Oaks Rd was $1,196.
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,196.00 | $166,180 | $166,180 Land $19,000 Building $147,180 |
| 2023 | $161,180 | $161,180 Land $19,000 Building $142,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 665 Cherokee Oaks Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 665 Cherokee Oaks Rd is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 91% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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