630 Cherokee Oaks Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 630 Cherokee Oaks Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,040 sqft · built 2017
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$256,000 (Mar 2021)
Tax Bill	$1,393 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`459400202541000`

Property Details

APN / Parcel Number

Primary APN	`459400202541000`
Alternative APN	`54056`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Heated Area
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2020
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	193 ft deep x 205 ft wide
Porch	Open Porch
Porch Area	370 sqft
Deck Area	614 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	54056
Street Address	630 CHEROKEE OAKS RD
City	MURPHY
State	NC
Zip	28906-2523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 CHEROKEE OAKS 1586/972
Legal Lot Number	5
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1105
Census Tract	930300

Owner

Source: Cherokee County records · APN 459400202541000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	6945 SILVER FOX TRL, CUMMING, GA 30040-6653
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Mar 09, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
May 10, 2018	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 09, 2021 · Amount on Record
Deed Sale	Mar 09, 2021 · Amount on Record
Prior Sale	May 10, 2018 · Amount on Record
Deed Document Number	1554
Deed Book / Page	1674 / 664
Record Updated	Jun 08, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	630 CHEROKEE OAKS RD, MURPHY, NC 28906-2523
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001637/395
Date	Feb 27, 2020
Book Page	1637/395
Instrument	965

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Mar 09, 2021
Property Address	630 CHEROKEE OAKS RD, MURPHY, NC 28906-2523
Document Number	001674/664
Book / Page	1674 / 664
Instrument Date	Mar 09, 2021
Instrument	1554
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$512.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6945 SILVER FOX TRL, CUMMING, GA 30040-6653

Mortgage

Document Number	0016740668
Date	Mar 09, 2021
Instrument	01674/0668

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 10, 2018
Property Address	630 CHEROKEE OAKS RD, MURPHY, NC 28906-2523
Document Number	01586/0972
Book / Page	01586 / 0972
Instrument Date	May 09, 2018
Instrument	02218
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$324.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4550 STATE RD 725 E, 4550, GREENVILLE, OH 45331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 CHEROKEE OAKS RD, MURPHY, NC 28906-2523

Mortgage

Document Number	0000002219
Date	May 10, 2018
Instrument	02219

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,393.00	$195,650 (-)	$195,650 (-) Land $19,000 Building $176,650
2023		$195,650	$195,650 Land $19,000 Building $176,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 40 locations within half a mile of this property.

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