Rowan County property record for 90 Valley View Rd, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,914 sqft · built 1979 |
| Lot Size | 0.883 acres (38,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $163,500 (Apr 2015) |
| Tax Bill | $1,368 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-20 00 020.00 |
| Primary APN | 043-20 00 020.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,914 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 38,501 sqft (0.883 acres) |
| Garage Type | Detached |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Oil |
| Heating Fuel | Electric |
| Account Number | 9683 |
|---|---|
| Street Address | 90 VALLEY VIEW RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-9003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & LOT 10 BLOCK A WH-1-11 |
| Legal Subdivision | WHIPPOORWILL VALLEY |
| Legal Block | A |
| Legal Lot Number | 10 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 950100 |
90 Valley View Rd is owned and occupied by an individual who bought it in April 2015.
Source: Rowan County records, as of September 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 90 VALLEY VIEW RD, MOREHEAD, KY 40351-9003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE PROS |
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2015 · Amount on File |
| Deed Sale | Apr 20, 2015 · Amount on File |
| Deed Document Number | 2015392040 |
| Deed Book / Page | 255 / 508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Aug 21, 2026 |
| Property Address | 90 VALLEY VIEW RD, MOREHEAD, KY 40351-9003 |
| Document Number | 0002049535 |
| Book / Page | 300 / 888 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20262049535 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | FUSION TITLE SERVICES INC, FUSION TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 90 VALLEY VIEW RD, MOREHEAD, KY 40351-9003 |
| Document Number | 0002049535, |
|---|---|
| Date | Aug 21, 2026 |
| Book Page | 497/182 |
| Instrument | 20262049535 |
| Name | MORTGAGE PROS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 90 VALLEY VIEW RD, MOREHEAD, KY 40351-9003 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | A438/436 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | A438/436 |
| Instrument | 2011360 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 90 VALLEY VIEW RD, MOREHEAD, KY 40351-9003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | A414/815 |
|---|---|
| Date | Feb 19, 2020 |
| Book Page | A414/815 |
| Instrument | 2003894 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2040 |
The 2025 property tax bill for 90 Valley View Rd was $1,368.
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,368.00 | $163,500 Land $10,000 Building $153,500 | $163,500 Land $10,000 Building $153,500 |
| 2023 | $1,393.00 | $163,500 Land $10,000 Building $153,500 | $163,500 Land $10,000 Building $153,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 90 Valley View Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | May 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 90 Valley View Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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