131 Valley View Rd, Morehead, KY 40351 Property Records

Rowan County property record for 131 Valley View Rd, Morehead, KY 40351

Property Summary

Property TypeSingle Family Home
Details1,564 sqft
OwnerIndividual Name on Record
Last Sale$290,000 (May 2021)
Tax Bill$2,427 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APN043-20 00 019.00

Property Details

APN / Parcel Number

Primary APN043-20 00 019.00
Alternative APNs
  • 1462
  • 1520
  • 1608

Interior

Stories2 Stories
Building Area1,564 sqft Living Area
Basement Area756 sqft

Exterior

Architectural StyleSplit Level
Exterior MaterialBrick
Roof MaterialComposition Shingle
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemOil
Heating FuelElectric

Location & Zoning

Account Number1608
Street Address131 VALLEY VIEW RD
CityMOREHEAD
StateKY
Zip40351-7616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT #5 VALLEY VIEW
Legal SubdivisionVALLEY VIEW ACRES
Legal Lot Number5
JurisdictionROWAN KY
Township / Civil DivisionHILDA-TRIPLETT
Census Block Group4
Census Block4005
Census Tract950100

Owner

Source: Rowan County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address131 VALLEY VIEW RD, MOREHEAD, KY 40351-7616
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2021Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA
Aug 6, 2020Deed, Transfer
BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2021 · Amount on Record
Deed SaleMay 28, 2021 · Amount on Record
Prior SaleAug 6, 2020 · Amount on Record
Deed Document Number2009911
Deed Book / PageD279 / 858
Record UpdatedJun 8, 2026

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionROWAN KY
Recording DateMay 28, 2021
Property Address131 VALLEY VIEW RD, MOREHEAD, KY 40351-7616
Document NumberD279/858
Book / PageD279 / 858
Instrument DateMay 28, 2021
Instrument2009911
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address131 VALLEY VIEW RD, 131, MOREHEAD, KY 40351-7616

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address131 VALLEY VIEW RD, MOREHEAD, KY 40351-7616

Mortgage

Document Number2009912
DateMay 28, 2021
Instrument2009912
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionROWAN KY
Recording DateAug 6, 2020
Property Address131 VALLEY VIEW RD, MOREHEAD, KY 40351-7616
Document NumberD276/370
Book / PageD276 / 370
Map ReferenceMB 201 PG 31
Instrument DateJul 30, 2020
Instrument2005875
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
Tax$127.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address131 VALLEY VIEW RD, 131, MOREHEAD, KY 40351-7616

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1390 W MAIN ST, WEST LIBERTY, KY 41472-2012

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyRowan County
Unified School DistrictRowan County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,427.00 (-1.74%)$290,000 (-) Land $12,800 Building $277,200$290,000 (-) Land $12,800 Building $277,200
2023$2,470.00$290,000 Land $12,800 Building $277,200$290,000 Land $12,800 Building $277,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2026)
Most Recent ClaimMay 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROWAN WATER INC
private · serves 18,765 people · EPA ID KY1030375
Water SourcePurchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State InspectionFeb 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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